It’s that time of the year again, when all you see and hear around you is the swiping of Credit Cards, heart-shaped balloons, and gift-wrapped candy. And if you put on the news, you could even catch a glimpse of a bunch of goons trying to wreck Valentine’s Day for everyone because those ‘forever alone’ memes seem to have struck a chord deep inside them.
However, if you aren’t in the habit of raining on someone’s parade for absolutely no reason, apart from the fact that even Tinder refuses to install itself on your phone, here are 5 ways you and your better half can get your hearts racing this Valentine’s Day.
1) Shine Like A Diamond
Too cheesy? Too cliché? Maybe. But, as the old saying goes – ‘if it ain’t broke, don’t fix it’. After all, nothing says ‘I pledge to give you my heart and soul for the rest of our lives until you bug me to do the laundry while I’m watching football’ quite like a diamond ring.
But diamond rings don’t come cheap. If you’re rifling through your wallet and all you can see are fossilised remains of moths from the 18th century, then maybe it’s time you started seeking out other alternatives instead of cash.
When it comes to making exorbitantly priced purchases, nothing quite beats having a Credit Card up your sleeve. With a single swipe that diamond ring could be in your pocket in the blink of an eye. And before you know it you’re already halfway down the road heading over to your significant other’s place while browsing through the Mills & Boon catalogue on your phone for ‘tips’.
And don’t worry too much about how much you spent. Not only can you pay back the amount you spent on your Credit Card by converting it into EMIs, you can also earn a sizeable number of reward points, which can be redeemed at a later date.
BB Tip: Whenever possible, try to make your Credit Card payments in full. This will help you avoid paying interest charges.
Additional Reading: Everything You Should Know About Credit Card EMI
2) Beat A Retreat
Any excuse to get away right? Pamper your girlfriend, boyfriend, husband, wife, canine, feline or whoever or whatever else makes you happy by surprising them with a fancy holiday package to an exotic country filled with pristine beaches and curvy landscapes.
Sure, it may cost you a pretty penny, but that’s where Travel Credit Cards come in. With one of these you can book flight tickets, go shopping, take a cruise, sky dive into a volcano and pay for a candlelight dinner for two at a snazzy restaurant.
And that’s not all. With a Travel Credit Card you can take advantage of complimentary offers, discounts and even redeem your reward points for a range of products. Now, that’s something that should make your Valentine’s Day even sweeter.
Additional Reading: Everything You Need To Know About Airline Credit Cards
3) Grease Those Wheels
You and your significant other are probably tired of going out on dates in the back of over-priced auto rickshaws. And you’re also probably tired of watching your date give directions to cab drivers because you can barely string two sentences of the local language together.
Well, here’s your chance to put things right. With a Car Loan you can get yourself a new set of wheels that will not only boost your self-confidence, but will keep your relationship rolling along smoothly.
No more cabs, autos, or buses. With a whole host of repayment options available to you, you and your loved one can head out into the sunset with the wind in your hair and your arms around each other without a care in the world.
Just make sure you take out a solid Car Insurance policy before the two of you zoom away over the horizon.
Additional Reading: Watch Out For These Cars In 2017
4) Head On Home
Imagine the look on the face of your better half when you tell him or her that the two of you are going to finally move out of your ratty apartment and into a spacious, new house of your own.
We imagine it would be a look of complete amazement at how utterly awesome you are before slowly morphing into a dagger-like gaze that says ‘’what hare-brained scheme have you come up with this time to afford something like this?’’
But, hey! Before your start nervously wiping those beads of sweat off your brow, remember that a Home Loan could be just what you need to keep those optical knives at bay. Use a Home Loan EMI Calculator, to help you figure out your EMI payments and the amount you’ll be paying out in interest. It’ll help you find a Home Loan that will perfectly suit your financial position and requirements.
Just imagine spending the week surrounding Valentine’s Day picking out new furniture and décor for your new home together. Sounds pretty romantic doesn’t it?
Additional Reading: All About The Down Payment For Your Home
5) Burn Up The Road
And finally, if you’re looking for something a little more intimate, then visualise you and your date zooming down the highway on a lean, mean two-wheeled machine. With a Two-Wheeler Loan you can finally put that rusty, old bicycle of yours to rest. After all, leather jackets and sunglasses don’t exactly become you when you’re huffing and puffing uphill.
Make sure you get a solid Two-wheeler Insurance policy as well to protect yourself against any damages your bike may incur if you happen to ram into a stray cow or two on one of your soon-to-be romantic road trips.
Additional Reading: Tyred Of Walking? Here Are 10 Benefits A Two-Wheeler Loan Can Offer You
If these ideas don’t get your aortas pumping in the build-up to February 14th then nothing will. Time to get out there and wear your heart on your sleeve.