Yes Bank – Unsecured Personal and Small Business Loans

Purpose – YES bank’s Personal Loan to individuals and small businesses for their various needs.

Eligibility – The loan is offered to individuals in the following segments – Salaried Individuals (Age between 25 -58 years, Min Net Income of 3 lakhs p.a, Min 3-5 years work experience), Manufacturers/ Traders/ Dealers/ Distributors, Private and Public limited companies (closely Held), Partnerships, Proprietorships and Small Businesses (in existence for at least last 5 years, Profit making in last 2 years, Annual Turnover > 40 lakhs, Positive Net worth for Minimum 2 recent years).

Quantum of loan – Upto 30 Lakhs

Paperwork – 1)Business Loans: IT returns and Audited Financials for last 2 years, Income and Identification documentation as per Banks Credit Policy, Bank Account statement for the last 6 months.

2) Salaried Individuals: latest 2 months Pay slip, last 6 months bank statement.

Term of loan – 12 to 36 months

8 thoughts on “Yes Bank – Unsecured Personal and Small Business Loans

  1. S.Thiruneelakandan

    Sir I need a business loan kindly contact me.

    Reply
    1. Team BankBazaar

      Hi S.Thiruneelakandan,

      Thanks for writing to us. Please check your Business Loan eligibility here.

      Reply
  2. yogesh

    dear sir i already doing buiseness in the name of pragathi firm.
    and improve our buiseness so we need a buiseness loan 40 lakhs
    what ever u need security we provide them please contact 7259584428 shivamogga, karnataka 577201

    Reply
    1. Team BankBazaar

      Hi Yogesh,

      You can check your eligibility for a loan here.

      Cheers,
      Team BankBazaar

      Reply

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