How Much Can You Save When You Live Healthy

By Saroni Chakravarti | August 20, 2019

To most of us, switching to a healthier lifestyle may seem like an expensive affair. However, there are many ways you can live healthy without shelling out a dime.

How Much Can You Save When You Live Healthy

We’re already eight months into the New Year and our New Year resolution of becoming healthier and stronger has probably been gathering dust. Friends and influencers on Instagram hashtagging #bodygoals are not making things any easier. On the other hand, self-affirming and body-positive videos may give us temporary relief but then when we don’t fit into the clothes we once loved we’re soon back to feeling terrible about our lifestyle choices.

Many of us are under the impression that switching to a healthier lifestyle means substituting our regular food with products like kale, quinoa, broccoli, brown rice etc. that are far too expensive. While that is true, it shouldn’t be a reason for you to not give a healthy lifestyle an honest shot. In fact, you can adopt an alternative approach to this problem by simply cutting out other bad habits that result in unnecessary expenditure. We’ll tell you how.

  1. Ditching Bad Habits:

When it comes to lifestyle vices, one of the first things that come to mind is smoking. Today, a packet of cigarettes will cost you about Rs. 150. Assuming you go through one pack of cigarettes a day, that works out to Rs. 4,500 a month. In a year, that would amount to a whopping Rs. 54,000. In other words, if you manage to kick the butt, you will be able to afford a vacation with the money you save.

Next on the list is alcohol and carbonated beverages. Not only are they bad for your health, but they also aren’t very pocket-friendly. If you can’t go without your daily fix of coke or beer, remember that each bottle could set you back by at least Rs. 50 to Rs. 200 respectively every day.

Additional Reading: How A Smoker Can Buy Health Insurance

  1. Walk The Talk:

One easy way to save the money you spend on car and fuel expenses or cab rides is to walk every chance you get. Opt to walk to the nearby supermarket or when you’re meeting a friend at a coffee shop. And for distances that can be easily covered by walking, instead of shelling out a hundred bucks for distances less than 5 km, stick to travelling by foot.

Walking several kilometers in the summer can be pretty unbearable though. However, one easy way around this predicament is to take public transport for one half of the journey and walk the remaining half. If you make a regular habit out of this, not only will you save money on cab fare but you could even shed some weight over time.

If you’re looking at saving fuel costs, you can opt for a Fuel Credit Card.

  1. Make Your Own Lunch:

Ordering in your lunch, afternoon snack or dinner from Swiggy or Zomato may seem like the easy thing to do on a busy workday – especially when they’re offering heavy discounts on your favourite restaurants. But if you end up doling out Rs. 100 – Rs. 150 per day on these meals, you could be spending up to Rs. 4,500 in a month. Instead, DIY your lunch. This way, you not only have control over what goes into your stomach but you can also change the ingredients to suit your taste and preference.

In fact, opting for a Credit Card that offers heavy discounts on groceries can help you save a lot more every month.

Additional Reading: Lesser-Known Features Of Health Insurance Plans That You Should Take Advantage Of

  1. Take Up Healthy Activities:

Participating in healthy activities doesn’t mean that you have to sign up for a gym membership or Zumba classes. There are plenty of things you can do for free like going for daily 30-40 minute long walks in the nearby park. If your city/town has a botanical garden, you could make a trip down there on the weekends and explore it on foot without shelling out a dime. Been meaning to catch up with your friends for a while? Call them over and bond over a friendly game of badminton, football, table tennis etc.

These activities will cost you nothing but will raise your energy levels and help you burn those stubborn calories.

  1. Save On Doctor’s/Hospitalisation Fees:

Improving your diet and fitness levels will contribute towards a holistic improvement in your mental as well as physical health. When you’re following a healthy diet and lifestyle consistently, over a period of time, you will tend to fall less sick, feel less fatigue and fewer body aches. You’ll sleep and focus much better and even breathe easier. An active lifestyle coupled with a well-balanced diet will make you feel stronger and boost your immunity levels. This eventually means fewer trips to the doctor. In the long run, this will help you save a lot more.

Looking to save on your daily expenses? Get a cashback Credit Card that will reward you for your everyday spends.

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Category: Budget & Savings Budgeting Managing funds Money Management UCN
Saroni Chakravarti

About Saroni Chakravarti

Saroni loves all things quaint and old world- be it art, music or cinema. She has a special knack for spotting the weirdest traits in people and can't for the life of her understand why she attracts the worst co-passengers. Despite her cynical exterior, she still hopes for a world that will be free from discrimination and cruelty. When she's not spending her day commuting, she can be found watching funny videos, reading, and sending out needy vibes to strays around her.

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