Janata Sahakari Bank Ltd.,Pune was established on 18th October 1949 by people committed to social cause in Pune city. RBI included the bank in second schedule and from 1st September 1988. Janata Sahakari Bank Ltd., Pune is functional as Scheduled Co-Operative Bank and accepts deposits from Government and Semi-Government corporations. Similarly Government & Semi-Government corporations accept Bank’s drafts.
Purpose: This is a kind of personal loan to purchase a computer and related accessories.
Eligibility: Any individual or institution can apply for this loan.
Quantum of loan:
For Institute: Maximum amount of loan could be Rs. 5,00,000 /- and minimum will be Rs. 2,00,000 /-
For Student: Maximum amount of loan could be Rs. 1,00,000 /- and minimum will be Rs. 35,000 /-
Margin: Only 65% of the cost of the computer will be covered by the loan.
Security & Guarantee: One guarantor is required. Computer/ accessories bought by the loan amount are taken as security.
Repayment: Repayment has to be done by post dated cheques.
Documents Required: Loan Application, Latest Income Proof of Applicant, PAN Card of Applicant, Address Proof of Applicant, Quotation of Computer & Other Accessories and Photograph of Applicant are the documents required to acquire the loan.