Recent Articles

Sovereign Gold Bond Scheme

Investing in gold? Worried about keeping physical gold secure? You don’t need to worry anymore! The Indian Government has a new investment option for you. Here’s a new Gold Bond Scheme that you could consider. The Government has recently announced the Sovereign Gold Bond Scheme to give consumers an alternative to physical gold. The bonds will be issued by the Reserve Bank of India from Nov 30.

Services Affected By The Swachh Bharat Cess

So, you want to help clean up your neighbourhood? Here's a new way to do that. All the bills for these services will now include the Swachh Bharat Cess and the funds collected will go towards the promotion of cleanliness initiatives to help create a cleaner and greener India! Find out what the Swachh Bharat Cess means and how it will affect you.

News Bites

Want to know what's new in the world of finance? Read all about the latest news and developments that are relevant to you. Get bite sized updates about the Sovereign Gold Bond Scheme, the introduction of the Rupee Bond, the annual increase in government employee’s wages, NRI Deposits and bad loans by public sector banks.

Income Tax Returns for Professional Freelancers

Being a freelancer has its own benefits. Firstly, you get to be your own boss and don’t need to fit in the daily 9-to-5 grind. A freelancer’s life is filled with creative freedom, but it comes at a price. You do not have the liberty of a fixed, regular monthly income from an organisation and you need to walk the extra mile to maintain your regular income.

5 Must-Dos for End-of-Life Planning

What will happen to your dependents if something unthinkable happens to you today? Have you ever thought of end-of-life financial planning? Well, it’s actually hard to think of the end of your life and plan your finances. It sounds very unpleasant to you as well your dependents. But it’s important to do so when you are healthy and keep your finances in order and your wishes in writing.

Advantages of Personal Loans

Are you facing a cash crunch, don’t have any assets but have a Credit Card? A Personal Loan is probably a good idea for you. Yes, we know your Credit Card offers you a cash withdrawal amount. But remember, making a cash withdrawal on your Credit Card works out to be more expensive than a Personal Loan. Read on to see why a Personal Loan is a good idea.

How Safe Are Your Fixed Deposits?

Indians, in general, are known as people who like to put a portion of their earnings into savings and many of us opt to take the Fixed Deposit route to secure them. Fixed Deposits are generally considered to be fairly low-risk investments. All the same, what if something were to happen to the bank? It could close or have its license cancelled. What would happen to your Fixed Deposit then?

Getting A Loan Against Your Car

In a financial emergency, your car can be your best friend. How? It’s simple. You can use your car as an asset for a loan. Many banks offering loans against cars will give you up to 70–85% of the present market value of your vehicle. You can even get a loan if you bought your car with a Car Loan.

Diesel vs Petrol – Which Is Better For Your Engine Life?

Which engine will outlast the other - Diesel or petrol? Most auto experts don’t have a satisfactory answer to this question. For some, petrol is undoubtedly the super-mileage unit that not only lasts longer but also requires less maintenance. However, as far as heavy-duty performance is concerned, diesel is a clear winner. Both petrol and diesel engines have a respectable life expectancy, which depends on your maintenance regime.

Fixed Deposit FAQs

To invest in a Fixed Deposit or not – Is that your biggest dilemma right now? Numerous questions popping into your head and wondering where to find answers to all of them? You’re in luck because we’re going to help you tackle your confusion. We have listed the most frequently asked questions about Fixed Deposits to provide you with the answers you have been seeking.