Summer’s already here, and in some parts of the world people are slowly getting out to enjoy their well-deserved ‘spring’ after a biting cold winter. They’re going out on picnics, treks and enjoying the bright skies at a park.
But, if you’re reading this post from somewhere in India, you know very well that getting out of your house when the temperatures hover at roughly 36 degree Celsius and above can give you a heat stroke.
But, fret not! This month you can very well choose to stay indoors with a brand new air conditioner, or an air cooler. Or if you’re slightly adventurous and love a tan you can head to the beach to sip on a Pina colada under a palm tree. And if the closest beach is a few hundred miles away then don’t forget to carry your travel Credit Card with you.
So, whatever you choose to do this April, be sure to take a gander at these Credit Card, Personal Loan, Home Loan, and Car Loan offers we have for you.
Top Credit Card offers for April 2017
Whether you’re looking to book flights to an exotic island, or looking to change your wardrobe and get those much needed cottons and linens to keep you cool this April, a Credit Card can help you achieve it all.
Making purchases with your Credit Card will get you reward points that you can further redeem to get whatever you want to keep yourself from melting away this summer.
And to help you choose the best card possible, we’ve created a list that can make decision making easy for you. So, sit tight!
Standard Chartered Manhattan Platinum Credit Card
- 5% cashback at supermarkets and departmental stores
- 5 reward points per Rs. 150 spent across all other categories
- 20% cashback on all Uber rides
What you’ll love: Renewal fee waived off on annual spend more than Rs. 60,000.
- High on cashback
- 75% cashback on fuel purchases
- 5% cashback on all other spends
What you’ll love: Cashback of 5% on movie ticket purchases and other utility bill payments.
Kotak Royal Signature Credit Card
- 5% fuel surcharge waiver across all petrol pumps in India
- Get up to 30,000 reward points on annual retail spends of Rs. 8 lakhs
- High on rewards
What you’ll love: Two complimentary domestic airport lounge access in a calendar quarter.
Top Personal Loan offers for April 2017
If the scorching sun seems to be peeling the plaster off your walls, then it’s probably time to get your house repainted. Home renovation can cost a pretty penny and if you’re running short of cash, a Personal Loan is your best bet.
This summer, don’t sweat about how you’re going to arrange for money during a cash crunch. All you have to do is go through these affordable Personal Loan offers and stay cool.
Standard Chartered Bank Personal Loan
- Fixed interest rate starting from as low as 11.25%
- Loan tenure ranging from 1 – 5 years
- No guarantor required
What you’ll love: No processing fee. E-approval facility also available.
- Attractive fixed interest rate from 11.49%
- No guarantor required
- Balance transfer facility available.
What you’ll love: Part-payment allowed once a year upto 5 times the EMI amount.
Kotak Mahindra Bank Personal Loan
- Fixed Interest rate starting from 11.49%
- E-approval available
- No guarantor required
What you’ll love: Top-up loan facility available.
Top Car Loan offers for April 2017
If you’re dependent on public transport for your daily travel, you may want to rethink your decision. Imagine waiting at the bus stop in scorching temperatures, or riding in stuffy and smelly city buses.
Why not get a car for yourself and make those long waits at traffic signals a much more relaxing affair? Besides, you won’t need a gas mask when you’re breathing clean, filtered air from the air conditioner of your car while listening to your favourite song playing on the radio.
- Attractive fixed interest rate starting from 9.10%
- Top – up loan facility available
- Loan tenure ranging from 1 -7 years
What you’ll love: E-approval available.
- Floating interest rate starting from 12.5%
- Loan tenure ranging from 1 -7 years
- 100% financing on car value
What you’ll love: No guarantor required and top-up loan facility available.
- Fixed interest rate starting from 9.15%
- No guarantor required
- Top-up loan facility available
What you’ll love: No pre-closure fees after 24 months.
Top Home Loan Offers for April 2017
Paying rent every month and cribbing about your landlord will only cause more heartburn than you need this summer. Instead, get a place of your own where you can enjoy a few chilled beers and not let the heat get to you.
A Home Loan comes with tax benefits and if you want to avail them, its time you hurry up and check out these pretty cool offers on Home Loans this month.
- Floating interest rate starting from as low as 8.65%
- Special rates for women applicants
- Top-up loan facility available
What you’ll love: Paperless approval option available.
PNB Housing Financial Home Loan
- Attractive floating interest rates starting from 8.5%
- E-approval available
- Balance transfer available
What you’ll love: Under the Ghar Utsav Scheme you get a special floating rate for the first 12 months.
- Attractive floating interest rates starting from 8.65%
- Part-payment facility available
- No guarantor required
What you’ll love: Top-up loan facility available.
Don’t let the sun get you down this month. Go ahead and take advantage of these ice-cool offers. And if you’re still looking for more, simply click on the button below.