Category Archives: Home Loans

Loans taken for purchasing housing property

Understand Home Loan Balance Transfer!

Transferring your Home Loan balance isn’t very tough. However, there are a few things you need to keep in mind before you go through with it. Read on to know more!

MCLR Lending Rates Make Home Loans Cheap: Here Is What This Means For You

Banks are offering lower floating rates on Home Loans under MCLR post demonetisation. Switching your loan to MCLR may be a good idea. Read on to know more.

Here Are Some Unusual Ways Salaried Individuals Can Save Income Tax

If you always thought 80C was the only way to save tax then you need to read this article. Here are tips on ways to axe those taxes.

Fixed Or Floating Rate: Which Is Ideal For Your Home Loan Now?

Floating-rate Home Loans seem cheaper than fixed-rate ones. So, should you consider fixed-rate loans at all? Read on to find out.

Applying For A Home Loan After 40? 5 Things You Should Know

Home Loan rules generally don’t change for people seeking it in their 40s. However, taking note of these crucial points may help you secure a loan smoothly.

What Are The Most Important Questions I Should Ask My Home Loan Officer?

Are you approaching your bank for a Home Loan smartly? Here are a few incredibly smart questions to ask your banker before taking a Home Loan.

Should You Pay Mortgage Or Pay By Cash For Real Estate Investment?

Buying a property using your own fund or through bank loan has its own merits and demerits. Read on to know more about both the options.

SBI Lowers Lending Rate. Here’s What It Means If You Have A Home Loan

SBI has slashed the lending rates by 5 basis points (bps) across maturities for the first time in 10 months. If you are paying a fixed rate loan, you may want to move to an MCLR-linked loan, which could ensure potential savings of lakhs of rupees in the long run.

Is It Sensible To Buy Resale Flats?

If you’re on the fence about buying a resale flat or property, then we’ll tell you why it makes sense to do so. Read all about it in this article.