Janata Sahakari Bank Ltd.,Pune was established on 18th October 1949 by people committed to social cause in Pune city. RBI included the bank in second schedule and from 1st September 1988.
Eligibility: Any individual who is a citizen of India can apply for this loan.
Rate of Interest:
| Amount | Period | Rate of Interest |
| Up to Rs. 10,00,000 | Up to 10 Years | 11.50 % |
| Rs.10,00,001/- to 25,00,000/- | Up to 10 Years | 12.50 % |
| Rs.25,00,001/- to 50,00,000/- | Up to 10 Years | 13.50 % |
| Up to Rs. 10,00,000 | Up to 5 Years | 09.50 % |
| Rs.10,00,001/- to 25,00,000/- | Up to 5 Years | 10.00 % |
| Rs.25,00,001/- to 50,00,000/- | Up to 5 Years | 11.00 % |
| Up to Rs. 10,00,000 | Up to 15 Years | 12.00 % |
| Rs.10,00,001/- to 25,00,000/- | Up to 15 Years | 13.00 % |
| Rs.25,00,001/- to 50,00,000/- | Up to 15 Years | 14.00 % |
Quantum of loan: 85 % of Agreement price of Flat / Row House + Stamp Duty subject to a maximum of Rs.50 lakhs is granted as home loan.
Margin:
Security & Guarantee: One guarantor is required. Simple Mortgage of the Property is taken as security.
Documents Required: Loan Application, Title Report / Property Documents, Latest Income Proof of Applicant, PAN Card of Applicant, Address Proof of Applicant and Photograph of Applicant are the documents required.