Category Archives: Juggling debts

learning how to manage debts

Learning To Live Within Your Means

If you know how to live within your means, and find joy in it, well then, you have attained ‘financial nirvana’. One of the biggest perks of living within your means is leading a happy, stress-free life. So, here are some tips on how to live within your means and the benefits of doing so.

Offshore Companies – Nutty The Squirrel’s Story

When we hear the term ‘offshore company’, our first reaction is one of scepticism. And, why wouldn’t it be? We have always heard of them in connection with fraud, money laundering or other such activities. This has given way to misunderstandings that all offshore companies partake in wrongful behaviour. Allow Nutty the Squirrel to debunk this myth with a story.

6 ways credit cards wreck your credit score unknowingly

It is just a three-digit number, but as far as your financial life is concerned, it might as well be your grading on how well you manage your finances. So, it’s time you took a serious look at your credit score. Banks use it to determine your loan eligibility and in some cases it decides… Read More »

5 Reasons why you spend more with credit cards

Have you ever wondered why people splurge with cards even after knowing that it’s only borrowed money that they have to return to the bank someday? Various researches on the profiles of credit cards owners and their spending patterns says that there are several factors leading people to spending more using plastic. Here are the… Read More »

5 Questions to ask before doing balance transfer on your card

Sapna, a Mumbai-based copywriter was on a shopping spree during the last festive season as she was excited about her brother’s wedding. It helped that plastic money had been invented – her shopping went by in a blur as her credit card maxed out. The after-tremors hit her only later when she realized that she… Read More »

6 worst financial planning gaffes people make

‘Luck by chance’. If this movie happens to define your investment story, chances are that it will bomb at the box office of financial success. The success of your financial planning hinges completely on the financial decisions made by you during your life. If you have left something to chance, be prepared to be handed… Read More »

10 money resolutions for 2015!

Making financial resolutions over the common ones will have their merits this New Year eve. As it goes, it has been found that those who resolved to save more this year had more success than those who took a resolution to cut down smoking. Money resolutions, undoubtedly, have a tendency to stick in mind more… Read More »

Financial planning is for everyone!

Financial Planning are those two words abhorred by many due to sheer lack of knowledge. When I casually asked a couple of my friends about their financial planning strategies, many of them mentioned financial planning is required only for millionaires and billionaires, not for us. A few others said it might cost a lot of… Read More »

Tracing the trend of increasing loans against shares!

  The Reserve Bank of India in its latest monthly financial bulletin has revealed that loans against shares, advances and other securities have been on a constant upswing in the last couple of months. With the stocks markets entering into what many financial experts believe to be a long bull run, financial securities are being… Read More »

Beware of bounced cheques!

  Gone are the days when you could issue a cheque with least regard to the balance in your account or other details like your signature etc. Dishonor of cheques issued by a payer is  offence under the law. Among many reasons under which, a cheque could be dishonored like mismatch in signature, or date… Read More »