Credit Cards can be extremely handy to carry around, but they can do so much more. Here are five tight spots your Credit Card can get you out of in no time at all.
We’ve all been down that road right? You know, the one where you end up making a really terrible decision before you find yourself in hot water. Yup, sounds like one of those cannibal movies.
Interestingly enough, your Credit Card could come to your rescue, even if you think all hope is lost. Sometimes, when panic sets in, you tend to forget that that little plastic dynamite in your pocket is exactly what you need to get yourself out of a tight spot.
Of course, we don’t mean ALL tight spots. A Credit Card can’t save you from going over Niagara Falls in a barrel or if you’re stranded on a desert island with no company except for a strange looking volleyball that keeps waiting for you to succumb to the elements so it can finally gnaw at your marrow in the dead of night.
Additional Reading: 4 Weird Holiday Disasters And How To Survive Them
Anyhoo, demonic volleyballs and raging waterfalls aside, here are 5 tight spots your Credit Card can get you out of.
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Missed Flights
Picture this. You and your family have been planning a month-long vacation to a bunch of exotic destinations all across Europe. You’re all packed and ready to go, your wife’s in a good mood and your kids are all excited.
Everything seems to be going smoothly until you notice that you’ve misread your flight timings. Instead of a 9 AM flight, you’ve somehow contrived to pack your bags for a 9 PM flight.
As airport officials guffaw at you for being such a dork, and your family members circle you like a pack of wolves baying for your blood, you drop to your knees in disbelief unable to comprehend your misfortune.
But hey, what’s that in your wallet? Damn right, bro! It’s your Credit Card. In a flash, you whip out your mobile and use your card to book a bunch of tickets onto the next immediate flight.
Your family rally around you, falling just short of carrying you on their shoulders, while you grab your boarding passes and make your way to the security check, laughing at the airport officials in the meantime.
Looks like the day is saved! But remember to take out a Travel Insurance policy the next time you travel just in case of flight cancellations or delays. Looks like you’ll need it.
Additional Reading: Travel Insurance + Health Insurance = Best Vacation EVER!
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Power Cuts
Here’s another pickle your Credit Card could total get you out of. It’s the Champions League final and you’ve called a ton of your buddies over for night of beer, nachos, video games and live football. In short, it’s the kind of night every guy dreams of. An excuse to get away from it all, get sozzled, cheer your favourite team on and talk trash all night long.
The night is going great and you all settle down as the famous Champions League theme song blares out through your TV. The excitement is at fever pitch and the lot of you can barely control yourselves.
And then, SILENCE! It’s a typical Indian power cut.
As you all fumble over each other in the darkness, bumping painfully into vital body parts, you head over to your balcony and see that the entire street has blacked out. The night has turned into a disaster.
But, hold on there! The gears in your head start turning and you quickly open up your laptop, connect your portable internet stick and head on over to one of those pay-per-view sports sites where you use your Credit Card to buy a subscription to stream the game live.
Your friends let out a loud cheer and give each other uncomfortable bro hugs before huddling in front of your laptop screen breathing a massive sigh of relief, while you silently give your Credit Card as long kiss in the corner of your room.
Additional Reading: 6 Financial Lessons The EPL Has Taught Us So Far
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Sizzling Summers
With summers set to get hotter as the years go by, the last thing you need is to find yourself drowning in a pool of your own fluids in your own home.
Imagine coming home from a tiring day at work to find your living room giving the surface of the sun a run for its money. The risk of dehydration and fatigue could become a real threat to your continued existence on this planet.
Luckily for you, your Credit Card could help you cool off in no time. If you’re short of funds, then all you need to do is go out and pick up an air-conditioner to help you cool off. One swipe of your card and the next thing you know, you’re basking in soothing waves of cool wind.
And you could pay back the amount you spent on your Credit Card over a period of time or even use the EMI option on your card to break down the cost into manageable monthly repayments.
That’s one way your Credit Card could get you out of the frying pan and into the freezer.
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Foreign Predicaments
Imagine you’re in a foreign land on holiday and through a series of unfortunate incidents you end up losing all your cash because you decided to have one too many drinks and tagged along with a bunch of goons who robbed you of everything.
However, if you were smart enough to keep your Credit Card safely under lock and key back in your hotel, you could certainly get through the rest of your holiday relatively unscathed.
Sure, using your Credit Card abroad may saddle you with extra fees and higher interest, but hey, at least you aren’t roaming the streets of Paris with nothing on but your boxers.
Additional Reading: Using Your Credit Card overseas? Understand Your Charges!
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A Kidnapping
Here’s a slightly offbeat method of using your Credit Card to get you out of a jam. If you’re ever kidnapped and held for ransom in a dingy apartment somewhere in your city, you could use your Credit Card to pry open the door and escape.
There are tons of videos on YouTube that can show you how to do just that. So, as long as your assailants haven’t tied you up and dangled you over a tiger cage, you could make a quick escape.
Oh, and if you happen to run into one of your kidnappers on the way, bring out your inner ninja and use your Credit Card like a shuriken to fend them off.
And if neither of these techniques work, then try the much loved and time tested way of pleading for your life while slobbering all over your abductor’s new pair of boots.
Additional Reading: 9 Ways To Benefit Using Your Credit Card
Remember, while your Credit Card can certainly bail you out when faced with an emergency, make sure you stay disciplined when it comes to clearing your Credit Card bills every month. Getting out of a massive debt trap is a tight spot even your card can’t pull you out of.