Govt. of India through a notification dated 12th January 2006 amalgamated the four Regional Rural Banks sponsored by the United Bank of India in the state of Assam to form Assam Gramin Vikash Bank (AGVB).
The erstwhile RRBs amalgamated were Pragjyotish Gaonlia Bank (Established on 06-07-1976), Lakhimi Gaonlia Bank (Established on 29-07-1980), Cachar Gramin Bank (Established on 31-03-1981) and Subansiri Gaonlia Bank (Established on 30-03-1982).
Thus Assam Gramin Vikash Bank (AGVB) came into existence from 12th January 2006 covering the areas of operation of the pre-amalgamated RRBs. The bank has its Head Office at Guwahati.
Purpose: This loan scheme provides credit facilities to farmers.
Eligibility:
1) Any individual key person of farmer’s family with earning family members is eligible for the loan.
2) Applicant should have minimum 1 bigha land in rural area.
3) Contact farmers under tie-ups with sugarcane, potato, vegetables, fruits and horticultural crop processing units and other marketing and processing units in allied agricultural activities also can avail this loan.
Quantum of Loan: The maximum amount that can be granted as personal loan through this credit scheme by the bank is Rs.50,000/- of which Rs.15,000/ to be utilized for investment credit purpose. Consumption limit not to exceed Rs.5000/-.
Rate of Interest: The rate of interest of the loan is 9.00% per annum.
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