Best of Credit Cards, Personal, Home and Car Loans – November 2016

By | November 8, 2016

November is considered to be an auspicious month all across India. With couples around the country looking to tie the knot, it’s the perfect time for families both far and wide to up the ante when it comes to splurging on lavish wedding expenses. And what better way to meet these expenses head on than by taking out a Personal Loan or using a Credit Card to bear a part of the financial brunt. This could also be the perfect time for newly wedded couples to move into a brand new home or get themselves a fresh set of wheels.

So, regardless of whether you’re a bride, groom, a family member, a friend, or just someone who didn’t get invited to the party, we’ve got some fantastic Loan and Credit Card offers to meet just about every requirement you can think of.

Top Credit Card offers for November 2016

With weddings and festivals coming at you thick and fast, you’re certainly going to be looking at a ton of expenses that could potentially blow a massive hole in your wallet. Fret not, however, because a Credit Card could be exactly what you need to tide you over for the month. Whether it’s paying for a wedding gown or buying gifts for all your loved ones, a Credit Card can cover just about any cost imaginable. And to help you choose wisely, we’ve put together some fantastic Credit Card offers just for you.

AXIS Bank Vistara Credit Card

  • One base fare waived economy ticket on joining
  • 1000 Club Vistara points as activation benefit
  • High on rewards

What you’ll love: Get base fare waived economy ticket on reaching spends of Rs 1.25 lakhs and Rs. 2.5 lakhs.

SBI Bank Simply Save Card

  • 2,000 points on joining
  • 100 off on first ATM cash withdrawal
  • High on cashback

What you’ll love: 10X rewards on all dining, movies, grocery and departmental store spends.

Citibank Citi Cashback Card

  • 5% Cashback on select transactions
  • 5% Cashback on all telephone bill payments
  • No cap on Cashback earned

What you’ll love: Rs. 1,200 cashback on MakeMyTrip domestic flight booking. Offer valid till 27th December 2016.

 Top Personal Loan offers for November 2016

As the end of the year fast approaches, expenses seem to take on almost gargantuan proportions with every passing week. Whether it’s your child’s marriage or even your own, you can be sure it will set you back a pretty penny. However, by taking out a Personal Loan, you can take care of mounting expenses or outstanding debts and pay back the amount over a period suited to your convenience. All you need to do is be consistent with your monthly payments. Here are some great Personal Loan offers for you to choose from.

ICICI Bank

  • Fixed interest rate starting from as low as 11.49%
  • Loan tenure ranging from 1 – 5 years
  • No guarantor required

What you’ll love: Same-day average approval time.

TATA Capital

  • Fixed interest rate starting from 12.50%
  • No part payment or pre closure fees
  • Loan tenure ranging from 1 – 6 years

What you’ll love: Top-up loan facility available

CITIBANK

  • Attractive fixed interest rate from 11.49%
  • Door step service
  • Balance transfer facility available

What you’ll love: Part payment allowed once a year up to 5 times the EMI amount

Top Home Loan offers for November 2016

During this auspicious month, moving into the home of your dreams should be the top priority for you and your family. For newlyweds, this takes on greater importance, since a new home signifies the start of a new life together. We’ve put together some fantastic Home Loan offers that should help you finally land the home you’ve always desired.

ICICI Bank

  • Floating interest rate starting from as low as 9.30%
  • Special rates for women applicants
  • Balance transfer facility available

What you’ll love: Same-day average approval time.

DBS

  • Low floating interest rate at 9.30%
  • No guarantor required
  • Top up loan facility available

What you’ll love: No part-payment or pre-closure fees.

IndiaBulls

  • Attractive floating interest rates starting from 9.30%
  • Part payment facility available
  • No guarantor required

What you’ll love: Special rates for women applicants

Top Car Loan offers for November 2016

If you’re planning on tying the knot this month, then you and your significant other will most certainly need a more spacious and comfortable mode of transportation, especially if you plan on taking long drives out of town to get into the swing of married life. Even if you’re just looking for a new set of wheels to drive your family around, then you could certainly benefit from these fantastic Car Loan offers tailor-made just for you.

ICICI Bank

  • Fixed interest rate starting from as low as 9.50%
  • No guarantor required
  • Top up loan facility available

What you’ll love: Part payment facility available

TVS Credit

  • Floating interest rate starting from 13.10%
  • Top up loan facility available
  • Part payment option available

What you’ll love: No processing fee and no guarantor required.

Capital First

  • Attractive floating interest rate starting from 13%
  • Loan tenure upto 7 years
  • Door step service

What you’ll love: 100% financing on car value.

With these amazing offers right there for the taking, this could be your chance to end the year on a high without placing a massive strain on your finances. So apply now and always remember to look on the ‘bride’ side of life.

All information including news articles and blogs published on this website are strictly for general information purpose only. BankBazaar does not provide any warranty about the authenticity and accuracy of such information. BankBazaar will not be held responsible for any loss and/or damage that arises or is incurred by use of such information. Rates and offers as may be applicable at the time of applying for a product may vary from that mentioned above. Please visit www.bankbazaar.com for the latest rates/offers.

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