City Union Bank has planned to raise Rs 300 crore through QIP

By | May 28, 2011

A recent press report said that City Union Bank Ltd (CUB) has informed BSE that it has been decided in the board of directors meeting, to augment capital up to Rs. 300 crore (inclusive of premium) through a process of qualified institutional placement.

Reports said that the bank is expecting to approach the shareholders for their approval in the annual general meeting as also to the applicable laws and regulations including the guidelines issued by the RBI. Dr N. Kamakodi, Managing Director, CUB, told the press that the additional capital will help the bank expand its lending by Rs 3,000 crore for the current financial year. He added saying that the approval for raising this qualified institutional placement was received last year during August

Reports said that the augmentation in capital by Rs 300 crore will increase the bank’s capital adequacy ratio by 150 basis points. The bank currently offers personal loan, car loan, educational loan, home loam etc.

Dr. N. Kamakodi, CMD of City Union Bank said that the bank had raised its both deposit and base prime lending rates (BPLR) a couple of weeks ago after the central bank’s monetary tightening move. He added saying that the bank has decided to review its situation by the end of this month or next month.

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About Pradeep Yuvaraj

Pradeep Yuvaraj is a Co-Founder and Director at Finerva Financial Solutions Private Limited, a financial education company focused on personal finance education. He has penned over 250 articles relating to Personal Finance and clocked over 500 hours of educating individuals on managing personal finance. He is a serial entrepreneur and has been associated with 7 Start-ups. His entrepreneurial experience spans industries as varied as Education, Gas Engineering, Automobile Design, Software development and more recently a Pure play presentation design company. Prior to turning entrepreneur in 2005, he has worked for 3 of the top ten companies of the world - Shell, ExxonMobil and Total SA. This experience included handling Branch Operations, Channel Sales and Business Development across 5 states over a period of 8 years. He holds an MBA from Symbiosis and an Electronics Engineering Degree from the University of Pune.

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