Dombivli Nagari Sahakari Bank Limited – Advance against Shares

By | March 29, 2011

Dombivli Nagari Sahakari Bank Ltd. Was established on 6th September 1970 in Dombivli town with a population of 2 to 3 lakhs only at that time. The “Scheduled Bank” status was conferred upon Dombilvli Bank by Reserve Bank of India in 1996.

The bank which is now known as “Dombivli Bank” has opened its branches at Kulgaon (Badlapur), Ambernath, Shahapur, Bhiwandi, Titwala, and in most rural and backward area like Talasari. The bank has wide spread customer base and also a huge number of (about 6,601) shareholders.

Purpose: To meet any contingencies or personal needs or business needs if one needs to liquidate the shares that the person owns this loan can be taken.

Eligibility: Individual either as single or joint name can avail this personal loan.

Quantum of Loan: The maximum amount that is granted as loan is Rs. 5 lakhs.

Rate of Interest: The rate of interest is 12% per annum for loans of amount up to Rs. 1 lakhs. For loans above Rs. 1 lakh it is 13% per annum.

Margin: 50 % on market value is margin.

Security & Guarantee: Guarantor is not required for this loan. Shares are security. Only Shares of approved stock holding companies considered.

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About Pradeep Yuvaraj

Pradeep Yuvaraj is a Co-Founder and Director at Finerva Financial Solutions Private Limited, a financial education company focused on personal finance education. He has penned over 250 articles relating to Personal Finance and clocked over 500 hours of educating individuals on managing personal finance. He is a serial entrepreneur and has been associated with 7 Start-ups. His entrepreneurial experience spans industries as varied as Education, Gas Engineering, Automobile Design, Software development and more recently a Pure play presentation design company. Prior to turning entrepreneur in 2005, he has worked for 3 of the top ten companies of the world - Shell, ExxonMobil and Total SA. This experience included handling Branch Operations, Channel Sales and Business Development across 5 states over a period of 8 years. He holds an MBA from Symbiosis and an Electronics Engineering Degree from the University of Pune.

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