ING Vysya Bank’s profit has gone up to 53%

By | September 29, 2011

A recent press report said that ING Vysya has recorded that the net profit of this fiscal year has been raised up to 53 per cent of Rs.115.4 crore through higher net interest income and sound asset quality.

Mr. Jayant Mehrotra, CFO, ING Vysya bank said that although the margins were under pressure, the profit after tax has been raised. He also added that they yielded profit with lower risk as there is less provisioning in the Non performing asset (NPA) he said that there will be some impact in the future.

The provisioning has been reduced to 75 per cent compared to the previous year. The bank has recovered Rs.9 crore that helps them to reduce the NPA levels. Bank’s other income was down.  The bank has upheld its net interest margins compared to last year at 3.35 per cent.

ING Vysya Bank Ltd., is an entity formed with the coming together of erstwhile, Vysya Bank Ltd, a premier bank in the Indian Private Sector and a global financial powerhouse, ING of Dutch origin, during Oct 2002. The bank offers home loan, home equity loan, personal loans, loan against security, NRI loans, educational loans etc.

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About Pradeep Yuvaraj

Pradeep Yuvaraj is a Co-Founder and Director at Finerva Financial Solutions Private Limited, a financial education company focused on personal finance education. He has penned over 250 articles relating to Personal Finance and clocked over 500 hours of educating individuals on managing personal finance. He is a serial entrepreneur and has been associated with 7 Start-ups. His entrepreneurial experience spans industries as varied as Education, Gas Engineering, Automobile Design, Software development and more recently a Pure play presentation design company. Prior to turning entrepreneur in 2005, he has worked for 3 of the top ten companies of the world - Shell, ExxonMobil and Total SA. This experience included handling Branch Operations, Channel Sales and Business Development across 5 states over a period of 8 years. He holds an MBA from Symbiosis and an Electronics Engineering Degree from the University of Pune.

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