We all know about the benefits of a Credit Card, but did you know it can do wonders for your ego as well? Read on to find out more!
How many times have you been absolutely miffed when you’re out with your friends and you’re short of cash? Worse still, how many times have you been at a restaurant only to realise your wallet is emptier than a politician’s election promises?
Situations like these can seriously dent your ego. But hey, the night is only darkest before the dawn. Corny quotes aside, getting yourself a brand new Credit Card of your own can certainly get you out of similar jams in the future.
Additional Reading: 5 Irresistible Perks And Benefits Of Credit Cards
Remember though, using your Credit Card in a responsible manner should be the order of the day. Just because you get one doesn’t mean you can swipe it to your heart’s content. Practice restraint above all else.
So, without further ado, we’ve put together a few tricky situations where a Credit Card proves to be extremely handy.
Out On A Date
What could be more embarrassing than going out for dinner only to find out you don’t have enough money to pay the bill? Imagine an entire restaurant staring at you while you empty your pockets in the hope of finding money that was never there in the first place. Not an ideal situation, especially if the waiters drag you to the kitchen to wash the dishes.
If this sounds like something you certainly want to avoid, then a Credit Card could bail you out before you can say ‘filet mignon’. And here’s the cool bit. You can even choose a Credit Card that offers great discounts at select fine dining restaurants and hotels across the country. This way you some money on when dining as well.
Additional Reading: Is Your Credit Card A Match Made In Heaven?
Client Dinner
Here’s a doozy. Let’s say you’ve offered to take a bunch of important business clients out for dinner. You invite your boss as well hoping to earn a few brownie points. The evening goes splendidly, the food is scrumptious, and your boss is suitably impressed.
And once again, here comes the bill. And wouldn’t you know it, you’re flat broke because you forgot to carry cash with you. You sit there red-faced while your boss foots the check and storms out with the rest of the clients. What an awful position to be in.
This is exactly where a Credit Card can totally save your skin. With a Credit Card, low cash reserves won’t be a problem anymore. Who knows? You might even get a fat raise next time.
Additional Reading: Top 10 Credit Cards In India
Vacation Time
Few things can feel worse than being left out, especially if all your friends are planning on taking a vacation together for two weeks of absolute debauchery. You’re dying to go but you can’t afford the flight tickets. That familiar sinking feeling takes hold of you as you watch your friends fly into the sunset.
Well, all you need to do is apply for a Credit Card and you won’t be left behind the next time around. Just like how some Credit Cards offer dining discounts, there are a ton of Credit Cards that come with rewards such as free flight tickets, flight discounts, and even access to some of the finest airport lounges around the world.
Imagine stretching your legs in a comfy lounge while the rest of your friends try and catch some sleep on those rickety airport chairs.
Additional Reading: Everything You Need To Know About Airline Credit Cards
Help Out A Friend
A friend in need is a friend indeed. And in this case, that friend could be your Credit Card. Your mates have always bailed you out when you’ve had a cash crunch, but you’ve never been able to return the favour. But with a Credit Card of your own, those days are long gone.
Helping them out when they’re short of cash, to pay their utility bills, for example, could go a long way towards solidifying your friendship. After all, they’ll know they can bank on you when the going gets tough.
Additional Reading: Paying Utility Bills Online
Shopping With Your Spouse
With a Credit Card, you can take your better half shopping and save some money while you’re at it as well.
Many Credit Cards offer great deals on retail purchases, so make the most of them. You can earn rewards points every time you swipe your card and even get great discounts at certain outlets.
Additional Reading: Shopping With A Credit Card Has Benefits
If all this isn’t enough to convince you to get a Credit Card of your own, then nothing will. Like we mentioned before, a Credit Card can do great things for your ego. Just make sure you don’t go overboard and you’ll be fine. Now get out there and get yourself a Credit Card as soon as possible.