MSME and back ended interest subsidies

By | June 19, 2011

As per a latest  report the Micro, Small and Medium Enterprises taking loans for modernization programmes can avail a back ended interest subsidy at the rate of 3%.

Further the report stated that the Micro, Small and medium Enterprises Minister Mr.Virbhadra Singh has asked the Ministry of Finance to allocate funds towards the MSME schemes for promotion during the 12th five year plan (2012-2017).

The sector employs 60 million people through 26 million units; it contributes 40 per cent of the country’s total exports and 45 per cent of the manufacturing output.

As per the report, Rs.10, 00,000 will be given for each enterprise and the modernization should be specified in the guidelines of the credit-linked subsidy scheme of the Central government and the units assisted by Credit Guarantee Fund Trust Scheme (CGFTS).

It also said the MSME can avail loan under technology up gradation or modernisation, the national equity fund scheme, scheme for ISO certification, research and development under NSIC-SIDCO consortium and CGFTS were eligible.

The report further said that both the new enterprises that had established facilities or the existing enterprises can upgrade existing plants with the latest technology and the induction of the improved technologies are also available under the scheme.

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About Pradeep Yuvaraj

Pradeep Yuvaraj is a Co-Founder and Director at Finerva Financial Solutions Private Limited, a financial education company focused on personal finance education. He has penned over 250 articles relating to Personal Finance and clocked over 500 hours of educating individuals on managing personal finance. He is a serial entrepreneur and has been associated with 7 Start-ups. His entrepreneurial experience spans industries as varied as Education, Gas Engineering, Automobile Design, Software development and more recently a Pure play presentation design company. Prior to turning entrepreneur in 2005, he has worked for 3 of the top ten companies of the world - Shell, ExxonMobil and Total SA. This experience included handling Branch Operations, Channel Sales and Business Development across 5 states over a period of 8 years. He holds an MBA from Symbiosis and an Electronics Engineering Degree from the University of Pune.

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