NKGSB was established by a great visionary Sheth Shantaram Mangesh Kulkarni on 26th September, 1917.The Bank is now a Multi-State Bank having its area of operation in the States of Maharashtra, Karnataka, Goa, Gujarat and Union territories of Daman, Diu, Dadra and Nagar Haveli. Over the years, the Bank has consistently shown healthy growth both quantitatively and qualitatively. The Bank has not only grown in size of deposits and advances, but has multiplied its net worth making the institution financially sound and fundamentally strong.
Swayamsiddha Loan is a special scheme for professional women in the country with attractive interest rates and simple documentation process. The special feature of the loanunlike other business or personal loan is the low processing fee and speedy loan approval.
Purpose – Purchase Office premises, Furniture, Computer and Equipment etc
Eligibility – Self – Employed or Professional or Businesswomen
Quantum of loan – Maximum 90 % of capital asset
Security – Hypothecation / Mortgage of asset to be financed
Surety – 2 Guarantor’s
Repayment – Up to 7 years
Repayment option – Easy repayment options (ECS) or Post dated cheque
Prepayment Charges – No pre – payment charges for repayment through own source