Demystifying the New Method to Calculate Lending Rates
If you’ve kept up with the news, you might have heard that the Reserve Bank of India has introduced a new method of calculating bank lending rates. It’s called the Marginal Cost of Funds based Lending Rate. The new calculation method will replace the base rate system to make deciding the lending rates for loans much easier. Let’s tell you all about the new method.
Merry Christmas!
Tips To Improve Your Credit Score
How To Be A Responsible Credit Card User
Are you a responsible Credit Card user? If not, we must warn you that it’s extremely important to use your Credit Card wisely. Why, you ask? Well, it not only helps you stay debt free but also positively affects your Credit score. What more! You can live a stress-free life if you manage your Credit Card responsibly. So, here’s a list of pointers!
The Case of Home Loan Amortization
A Home Loan is one of the biggest debts that you’ll probably take in your lifetime. The pay-back period spans 20-30 years and takes up more than half of what many may earn in a month. Paying off a Home Loan is a long process. This systematic repayment of debt often pops up in the finance section of a news article as ‘home loan amortization’.
Start Paying your Bills on Time!
6 Simple Tips For First-Time Car Buyers
Buying a car for the first time can be exciting and gratifying. If you have a family, it’s even more gratifying as daily conveyance and weekend getaways are now within easy reach. If you’re a rookie to the world of automobiles, a little bit of caution and homework can make the experience a delightful one. Here are some aspects which will provide some tips for first-time car buyers in India.
The Best Home & Car Loan Sale this December!
Don’t Feel Guilty About Not Tipping! Service Taxes And More
You decided to tip the waiter generously for great service. Then you see the bill and you’re baffled – it’s a bit more than expected. The culprit? Service taxes, service charges and more. Now you’re in a fix. Should even tip the waiter? Forget about tipping generously! We often tip because we feel obligated and also because we don’t want to feel guilty. It’s the right thing to do, isn’t it? Wrong!