The growing competition among financiers to tap the financial affluence in the country by providing more and more personal loans has been a boon to the customer who now enjoys a host of additional benefits that are being offered by the banks and financing institutions. There are several wonderful schemes on offer which make the… Read More »
In today’s financial taking a personal loan to meet various kinds of requirements has become a common affair which thousands of young earning professionals are resorting to on a regular basis. However while opting for these seemingly easy and simple loans one needs to appreciate the additional fees and charges that are applicable over and… Read More »
While looking for a good deal on a personal loan there is always the dichotomy of choosing between a longer repayment tenure that makes the EMIs comfortable and shorter period that has a higher EMI but ultimately saves on interest paid out. There several kinds of offers on personal loans which are being advertised and… Read More »
The primary criteria that any bank looks at when disbursing unsecured personal loans is the credibility and repayment capacity of the individual applying for the loan. In this regards there are separate criteria for salaried and self employed people. Due to the inherent security and stability associated with the salaried class the norms are quite… Read More »
With the growing popularity of home loans in the country there have been several variations made to these products to suit the requirements of different customers. There are various options available for deciding the type and amount of the EMIs which shall suit the income and repayment capacity of different borrowers. It is important to… Read More »
A home loan is a long term commitment that is spread over a period of up to two decades which is a major portion one’s earning career. Therefore the borrower must read and understand all the clauses which are involved in the home loan agreement before signing it in order to avoid heart burns at… Read More »
Quite often it becomes a practical option to avail a joint home loan so as to increase the loan amount and get tax benefits too. In case a couple plans to buy a home by taking a joint home loan then thee are added advantages which they can avail from the loan. While a joint… Read More »
The tax benefits provided by the government to buyers who opt for home loans have been one of the key driving factors that have made the home loans popular across segments of the society today. There are different ways be which a home loan repayment can reduced the overall tax burden thereby earning some savings… Read More »
The home finance institutions in India have come with several innovative products to woo the home buyer. There are different types of interest rates available in the market for home loans currently of which the most common variants are the fixed interest rate, the floating interest rate and the adjustable interest rate which is also… Read More »
The popularity of home loans as a medium to acquire the dream property has been on the rise across the country in the past decade. Every day more and more people apply for this wonderful financial tool that lets you own a home and have a array of other fringe benefits. Home loans are meant… Read More »