Hike in Debt Exposure Due to Arbitrage Funds

As the stock markets continue to show volatility in their behavior, coupled with the issue of rising interest rates, arbitrage fund managers have turned their attention to the humble world of fixed deposits. Obviously, India being a land of conservative investors, the thought of seeking personal loans, home loans etc are quite eerie amidst the… Read More »

CIRs and Credit Scores- De jargoned!

What is a CIR? CIR (Credit Information Report) is the report which maintains a track record of your credit history. Your credit history can be information relating to the number of loans you have applied for, number of loans you are currently repaying, the outstanding amount on your account, the amounts you might have defaulted… Read More »

Credit Cards Are Here To Perform

When the dangerous credit crisis chook the financial structures of industries worldwide in the year 2008, everyone expected the performance of credit cards to fall back too. However, in the aftermath of this financial disaster, the credit card industry holds the record of shining through the darkness with its impressive performance. While banks played a… Read More »