Ronaldo VS Messi – The Ultimate Financial Showdown

By BankBazaar | June 26, 2018

Ronaldo and Messi are, without doubt, two of the greatest football players to ever grace the game. Here’s how their respective styles can teach you a lot about managing your money. 

There’s no denying that Cristiano Ronaldo and Lionel Messi are two of the greatest football players the game has ever produced. Although both started out from humble beginnings, they quickly became global icons the likes of which the world hasn’t seen since the heyday of Diego Maradona. In fact, it’s possible that we may never see sportsmen of their ilk again, such has been their dominance of the sport.

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While they are certainly reeling in the moolah and living a lifestyle most of us can only dream of, none of it has come easy. Behind all their fame and vast amount of wealth is a steely determination to get to the top coupled with an unrelenting work ethic. After all, you don’t get to the top, much less STAY at the top for so long, without being smart and putting your nose to the grindstone.

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However, the debate will continue to rage on regarding which one of the two is the better footballer. But if there’s one thing we can certainly learn from both these superstars, it’s managing money. We’re going to look at four qualities Ronaldo and Messi exude in abundance that can teach us a thing or two about financial management.

  • Consistency

If there’s one quality both Ronaldo and Messi share, it’s consistency. For any other player to perform similar feats over the course of a single season is extraordinary, but the two of them have been doing it year after year for well over a decade with no signs of letting up.

This just goes to show that the key to building wealth over a period of time is staying consistent and sticking to our financial plans and budgets. This principle applies to the way we save, spend and invest.

By putting aside a certain amount of our income every month we can build a substantial corpus over time that will not only give us something to fall back on but also tide us over during turbulent financial times.

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When it comes to spending, we need to make sure that we don’t overshoot our budget by swiping our Credit Card every time we see something we fancy. Even staying consistent with our Credit Card or loan payments every month can help us keep debt in check and build our Credit Score steadily.

Remember, it’s all about staying focused on your financial goals and never deviating regardless of what temptations may come your way.

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  • Vision

Many of you may have watched Messi dribble his way past umpteen opponents all on his own more times than can be counted. His otherworldly ability to wriggle out of tight spots and his lightning-quick reflexes have become hallmarks of his game.

But one of his greatest attributes is his ability to outthink and out manoeuvre his opponents even before he receives the ball at his feet. Like a chess grandmaster, Messi has the uncanny ability to see things no one else can.

Similarly, if we develop the same vision when it comes to investing, there’s no reason why we can’t achieve our financial goals sooner rather than later. It’s all about doing our own research, reading the markets and making the right decision at the right time.

Whether you’re planning for your retirement, a lavish vacation, buying a house, etc., investing part of your income in investments like Mutual Funds and stocks can help you keep your eye on the pot of gold at the end of the rainbow.

But remember to do your homework before you make the plunge. Messi didn’t become the player he is overnight. It took years of diligence, training and tactical knowhow to get to where he is. By doing the same, there’s no reason why you can’t stay ahead of the investment game.

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  • Drive

Everyone knows how Ronaldo stays behind after training sessions are over to practice free kicks and work on other aspects of his game that he thinks needs improvement. It’s this exceptional drive to succeed that has placed him among the elite in world football. While he may come across as overconfident and even egoistic at times, he manages to back it up with sublime skill and his relentless will to win.

This is one quality we can all take away from him and inculcate in our daily lives, especially when it comes to managing our money. We may all dream of becoming rich, but turning that dream into reality requires an iron will to succeed no matter what.

So, whether you are starting your career in a new company or even starting your own business, you need to make sure that you stay motivated and put in the extra effort required to get somewhere. Even if you’ve taken out a Personal Loan to get your business off the ground, you need to do whatever it takes to pay back your dues as soon as possible so that you can work your way towards attaining financial nirvana.

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  • Composure

Another quality both Ronaldo and Messi share in spades is their incredible ability to maintain their composure even in the most trying circumstances. Whether it’s crunch games, cup finals or the dying seconds of extra time, you can be sure they keep their cool more often than not while everyone around them loses theirs.

This is an extremely important attribute to develop when it comes to managing your money. There may be times when you’re hit with a financial emergency or you face sudden unemployment. But like the saying goes, when the going gets tough, the tough get going.

Even during times of financial strife, it is vital that you keep your cool and take stock of your situation. Maybe you could liquidate your Fixed Deposits or make use of your insurance policies to ease the financial burden. This could even be the perfect time to make use of that emergency fund that you’ve been building over the years.

The point is to stay composed even when it seems like your world is crumbling around you.

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Regardless of whose side you’re on, by inculcating these traits in your day-to-day routines, you can be certain that you will be firmly on the path towards sound financial management.

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Category: Money Management UCN

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