State Bank of India has planned to reduce rate of interest on car loans

By | September 13, 2011

A recent press report said that State Bank of India has reduced the rate of interest on car loans to 11.25% with lowest EMI of `1,725/- per lakh for 7 years period.

Reports said that SBI in association with Maruti had organized Car Loan Melas on October 17 and 18 at 39 different locations in the entire North East Region in order to create awareness among the general public.   The bank had waived the processing charges of the car loans in order to make them more popular and attractive. The car loan melas received a huge response from the general public.

According to reports the Melas were inaugurated by prominent personalities of the locality and spot approval and sanctions were given for purchase of car.

According to the Assistant General Manager, Personal Banking Business Unit of SBI, Guwahati, the overall response from the public was good due to the attractive features of SBI Car Loan Scheme and timely and speedy sanctioning of loans by SBI officials.

The offer is valid only till 31st December, 2011 and the other salient features of this offer includes Longest Repayment of 7 Years; No Processing Fees, 85% on Road Price Financing, any time Repayment without penalty, no Advance on EMI,  Interest on daily reducing balance and Free accident Insurance.

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About Pradeep Yuvaraj

Pradeep Yuvaraj is a Co-Founder and Director at Finerva Financial Solutions Private Limited, a financial education company focused on personal finance education. He has penned over 250 articles relating to Personal Finance and clocked over 500 hours of educating individuals on managing personal finance. He is a serial entrepreneur and has been associated with 7 Start-ups. His entrepreneurial experience spans industries as varied as Education, Gas Engineering, Automobile Design, Software development and more recently a Pure play presentation design company. Prior to turning entrepreneur in 2005, he has worked for 3 of the top ten companies of the world - Shell, ExxonMobil and Total SA. This experience included handling Branch Operations, Channel Sales and Business Development across 5 states over a period of 8 years. He holds an MBA from Symbiosis and an Electronics Engineering Degree from the University of Pune.

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