5 Fantastic Valentine’s Day Gift Ideas For The Money Minded

By Steffi Dsouza | February 7, 2017

5 Fantastic Valentine’s Day Gift Ideas For The Money Minded

It’s that time of the year, again. Love is in the air. February, a month so lovey-dovey (i.e. if you’re in love), is a month most lovers look forward to. For the rest, it may seem like any other month with outstanding balances on Credit Cards, EMIs on Home Loans, and the announcement of the Union Budget.

That said, February is also the month when Valentine’s Day is celebrated. And if your partner isn’t easily pleased with long-stemmed red roses and heart shaped candy, then you sure have to put in more effort to express your love.

Additional Reading: Gifting Ideas: A Single ULIP Over A Bouquet Of Tulips

Sadly, most of us have come to dread such happy occasions only because they leave a massive hole in our pockets. A day that is meant to celebrate love turns into somewhat of an additional expense.

We put a lot of energy into trying to figure it out, but the question still remains unanswered – What is a good Valentine’s Day gift?

Well, we’re going to help you out by giving you 5 fantastic ways to say ‘I Love You’ without losing a kidney and yet make the right impact on your loved one.

What’s Cooking MasterChef?

If you don’t regularly go on date-nights you may be obliged to pick a rather fancy restaurant for dinner. And most places these days that serve a single shrimp alongside two basil leaves and a drop of lemon juice cost a LOT!

Cooking at home is not just cost effective but is also a fun thing to do, if done together. So, if you’ve been watching way too much MasterChef Australia, it’s time to put those pots and pans to use. Wear your chef’s hat already!

However, if you still think that eating out at a fancy restaurant is the way to go, you should try the HDFC Bank Platinum Times Credit Card. You get 10 points for every Rs. 150 you spend on dining on weekdays. So, if you do get lazy and are absolutely craving for that single shrimp, you have the choice to dine out.

Additional Reading: Paint The Town Red This Valentine’s Day

Night In With Rom-Coms

Whether you’re a movie buff or not, watching a movie in the comfort of your own home in PJs and munching on home-made popcorn and nachos is a luxury in a few ways because you can ‘pause’ and ‘play’ whenever you like and you don’t have to stand in long queues to buy tickets and popcorn. So, watching ‘Notting Hill’ or ‘Crazy Stupid Love’ on your couch makes for quite a romantic experience.

While we’re on the topic, did you know that with a Kotak PVR Gold Credit Card you get 2 free movie tickets every month when you spend Rs. 15,000 in a monthly billing cycle? And if you don’t have a house of your own yet, do check and compare our exciting offers on Home Loans too.

Additional Reading: Benefit From A Drop In Home Loan Interest Rates In 2017

Spice Up Your Savings

A couple that saves together, stays together. Celebrating love doesn’t always have to mean buying each other expensive gifts. It can also mean putting aside money for a rainy day or perhaps for an exotic vacation. It all begins with saving a little every month. So, starting a joint savings plan is a good idea too.

A savings plan doesn’t always have to be opening a Savings Account or Fixed Deposit Account. Investing in Mutual Funds or getting Health Insurance are also great options for optimising your savings.  With insurance, you get tax rebates too!

Additional Reading: Investments As A Couple

Take A Trip Together

A Valentine’s Day gift can also be a weekend getaway, by which we mean a short spontaneous holiday. This doesn’t have to be an international trip to an exotic location. You see, it’s not always about the destination, but the journey that matters. Checking into a resort on the outskirts of the city also counts.

That reminds us of The American Express MakeMyTrip Credit Card that has 5% cashback on all booking made on MakeMyTrip, a welcome gift of 2 MakeMyTrip vouchers worth Rs. 2,000, and up to 70% cashback on hotel bookings made via MakeMyTrip which is valid until 31st March, 2017. No kidding!

Additional Reading: Financing Your Vacation Using Your Credit Card – Good Or Bad?

Get Spoilt

Gifting your partner a spa-day may be just the thing he/she needs this Valentine’s Day. However, if you’re looking to make this a combined activity, you can also book a couples de-stressing massage at a leading spa. Body massages and other spa treatments are great ways to relax and calm those tired and sore bodies.

The SBI Card Elite lets you enjoy discounts on select Health Resorts and Spa Packages. You can thank us later.

So, what are you waiting for? Don’t just sit there and let this Valentine’s Day pass by like any other day. If you don’t have a Credit Card yet and would like to get one, just hit the button below.

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Category: Money Management
Steffi Dsouza

About Steffi Dsouza

Steffi has previously worked for an Investment Bank and has an educational background in financial management. She changed streams and began her writing career by writing for a number of online portals and websites. In her current role, she handles content for the BankBazaar Blog. She loves travelling to unpopular places, exploring medieval architecture, and spending hours on white sandy beaches.

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