5 Reasons Why You Should Get An SBI Credit Card

By | August 20, 2020

Not one, not two. We’ll give you five reasons to get an SBI Credit Card. Let’s see you not wanting to apply for one after reading this. Challenge accepted. 

Travelling Abroad? Check Out These Credit Cards!

If you’re one of those who needs a solid reason to get a Credit Card, you’re not alone. With Credit Cards abounding in the market, it is only sensible that you’d want to opt for one that makes the most sense to your lifestyle. While it is still okay to want to get one for no reason, remember that a revolving line of credit like a Credit Card comes with great responsibility. This means paying your dues on time and in full, every time. So when you sign up for a Credit Card, you sign up for repaying your dues on time.

The need for a Credit Card has become all the more pressing during these troubled times. And for good reason. Handling and exchanging cash is no longer safe and it’s always better to opt for zero-contact, digital transactions. Not only do you enjoy more transparency in online transactions, it’s also much quicker, convenient and to reiterate, safe. Now let’s take a look at those five reasons why you should get an SBI Credit Card.

1. 100% Contactless KYC

That’s right! When you apply for an SBI Credit Card via BankBazaar, you enjoy a 100% contactless, online process. This means no meeting with a bank agent for your KYC verification or signing physical documents. The entire process is completely online – you apply for a card of your choice and complete the KYC process via eSign or video-call. It’s that simple and quick!

Apply for an SBI Credit Card

2. Mega Rewards On Groceries

Whether you’re buying your groceries online or at department stores, these SBI Credit Cards have got your back:

  • SimplySAVE SBI Card: Gives you up to 10X reward points on spends at department stores, groceries and more. What’s more? Your annual fee gets automatically waived if you spend more than a lakh in a year.
  • SBI Card PRIME: Offers 15 points for every Rs. 100 spent at BigBasket and 10 points on grocery and department stores. Moreover, your annual fee gets waived if you spend more than Rs. 3 lakhs in a year.
  • SBI Card ELITE: Gives you 5 points for every Rs. 100 you spend on groceries and department stores. This premium card also comes with an annual fee waiver – the annual fee is waived if you spend more than Rs. 10 lakhs in a year.

Apply for an SBI Credit Card

3. FREE Fuel

Refuelling your car during grocery/essentials runs will get more pocket-friendly with the BPCL SBI Card that gives you up to 70 litres of free petrol every year when you refuel at Bharat Petroleum outlets. You also enjoy a fuel surcharge waiver of Rs. 100 every month i.e. annual savings of Rs. 1,200 in a year.

When you use this card to spend on groceries, movies, dining, standing instructions on utility bill payments, and at department stores, you also get 5X points on every Rs. 100 you spend. All other non-fuel retail purchases will earn you a point on every Rs. 100.

This card comes with an annual fee of Rs. 499. There’s also a joining fee of Rs. 499. However, this will be offset by those 2,000 reward points (equal to Rs. 500) that you will earn when you paying the joining fee.

Apply for this SBI Credit Card

4. Maximum Savings On Online Shopping

We’ve all found different ways of coping with the stress that this pandemic has brought with it. Some find peace in whipping up Dalgona coffee, cooking up a storm, catching up with long-lost pals over video calls while some blow off steam by indulging in some good ole’ retail therapy. The SimplyCLICK SBI Card is ideal for online shoppers as it offers 10X reward points on shopping at exclusive partners like Amazon, BookMyShow, UrbanCompany, etc. And, for all other spends, you’ll earn a reward point for every Rs. 100 spent.

Moreover, you get an e-voucher worth Rs. 2,000 on online annual spends above Rs. 1 lakh. The card will cost you only Rs. 499 every year but the fee will be waived if you spend more than a lakh per year. It comes with a joining fee too of Rs. 499 which will be offset by the Amazon e-gift voucher worth Rs. 500 that you will get upon joining.

Apply for this SBI Credit Card

5. Pre-Qualified Offers

We’ve saved the clincher for the last. Did you know that you may be pre-qualified for any of these amazing SBI Credit Cards on BankBazaar? This means that you don’t have to furnish any income docs during the application process and you have higher chances of being approved for one of these Credit Cards. So why don’t you go ahead and give it a shot?

Made up your mind about these Credit Cards? Hit the button below to get started.

All information including news articles and blogs published on this website are strictly for general information purpose only. BankBazaar does not provide any warranty about the authenticity and accuracy of such information. BankBazaar will not be held responsible for any loss and/or damage that arises or is incurred by use of such information. Rates and offers as may be applicable at the time of applying for a product may vary from that mentioned above. Please visit www.bankbazaar.com for the latest rates/offers.

2 thoughts on “5 Reasons Why You Should Get An SBI Credit Card

  1. S Ehthe Sham Ahmad

    I have an account in SBI Sai Nagar branch of Anantapur. I have my salary account in the same branch.

    I have been begging them to issue a credit card. It has been four months. I have been pleading regularly. But to no avail.

    I have written to the banking ombudsman and waiting for their response.

    1. Team BankBazaar

      Hi Ahmad,

      Even though you have an account with a particular bank, it’s not binding upon the bank to issue a Credit Card to you unless you meet certain criteria laid down the bank. Please get in touch with the bank to understand what all they would need from you to be able to issue a Credit Card to you – this could range from improving your Credit Score to reducing your loan debt. Hope this helps.

      Team BankBazaar


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