Objective: To facilitate customers drawing salary through the accounts in the bank for their temporary consumption needs, this personal loan scheme is offered.
Eligibility:
(a) The applicant must be salary account holder of the bank.
b) The applicant must have completed 3 years of confirmed service in his institution or have minimum 3 years left over service.
(c) Should not have taken a loan from the bank under PCL or PDL scheme of the bank.
Quantum of Loan: 15 times of net lakh home pay or Rs. 2 lakh whichever is less is the maximum amount that is granted as loan.
Type of facility: This is a kind of over draft facility offered by the bank.
Repayment Period: The maximum period within which repayment of the loan has to be done is 3 years.
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