Best of Credit Cards, Personal, Home and Car Loans – October 2016

By | October 13, 2016

October is a month for celebration. With festive cheer pouring out of every corner, there can hardly be a better time to indulge in gifts for your loved ones or finally move into that new home you’ve always dreamed about. After all, can you think of a better month in the year to get yourself a shiny new Credit Card, or even drive around town with your family in that fancy car you’ve been eyeing for some time?

Well, it looks like you’re in luck, because we’re going to match the Diwali explosions in the sky with some equally explosive Loan and Credit Card offers just for you.

Top Credit Card offers for October 2016

There’s practically nothing you can’t buy with a Credit Card these days. The great thing about Credit Cards is you can always buy now and pay later. Not only can they get you out of sticky situations if you’re short of cash, but they come with a ton of great rewards and features that make them an indispensable part of your wallet. Here are some fantastic Credit Card offers that should put the bang in your Diwali celebrations.

AXIS Bank Vistara Credit Card

  • 1,000 points on joining
  • Air Insurance cover upto Rs. 2.55 crores
  • 2 points on every Rs. 200 eligible spend

What you’ll love: 15% discount at restaurants across India through the Dining Delights program.

SBI Bank SimplyClick Credit Card

  • Amazon voucher worth Rs. 500 on joining
  • Upto 10X rewards on online spends
  • High on cashback

What you’ll love: Gift voucher worth Rs. 2,000 each on annual online spends of Rs. 1 lakh and Rs. 2 lakhs.

Citibank Citi Cashback Card

  • 1,000 cashback on Rs. 5,000 spend
  • 5% cashback on movie tickets and utility bill payments
  • Auto credit of cashback accumulation of minimum of Rs. 500

What you’ll love: Rs. 1,200 cashback on MakeMyTrip domestic flight booking. Offer valid till 25th October 2016.

Top Personal Loan offers for October 2016

As much as the festival of Diwali brings unbridled cheer and joy to families all across the country, it can also mean a ton of expenses that could seriously blow a massive hole in your finances. However, you could soften any financial damage you may incur by taking out a Personal Loan that meets all your requirements. Just make sure you make your payments on time and you’re good to go. Here are some amazing Personal Loan offers just for you.

ICICI Bank

  • Fixed interest rate starting from as low as 11.49%
  • Door step service
  • Balance transfer available

What you’ll love: No guarantor required.

Kotak Mahindra Bank

  • Low fixed interest rate starting from 11.49%
  • E-approval available
  • Top-up loan available

What you’ll love: Balance transfer available.

CITIBANK

  • Attractive fixed interest rate from 11.49%
  • No guarantor required
  • Top-up loan available

What you’ll love: Part-payment facility available.

Top Home Loan offers for October 2016

There are few more auspicious times during the year than Diwali, and what better way to revel in the festivities than by moving into your dream home. Celebrate all through this festive period with friends and family in the comfort of your own home. Time to make those dreams a reality by checking out these fantastic Home Loan offers that we’ve put together just for you.

ICICI Bank

  • Floating interest rate starting from as low as 9.40%
  • Top-up loan available
  • Part payment facility available

What you’ll love: No part payment or pre-closure fee, no guarantor required, and special rate for women.

TATA Capital

  • Low floating interest rate at 9.40%
  • Balance transfer available
  • Part payment option available

What you’ll love: No guarantor required and no part payment or pre-closure fee.

PNB HFL

  • Attractive fixed and floating interest rates starting from 9.55%
  • Part payment facility available
  • Balance transfer available

What you’ll love: No part payment, processing or pre-closure fee, and no guarantor required.

Top Car Loan offers for October 2016

 Drive yourself and your loved ones around during these Diwali holidays in a swanky new car. After all, what better time to take a break and head out on a relaxing road trip. Take advantage of these amazing Car Loan offers that we’ve put together just for you.

ICICI Bank

  • Fixed interest rate starting from as low as 9.50%
  • Top-up loan available
  • Part payment facility available

What you’ll love: Same day approval and no guarantor required.

HDFC Bank

  • Low fixed interest rate from 9.25%
  • Door step service
  • Part payment option available

What you’ll love: No pre-closure fee and no guarantor required.

Capital First

  • Attractive floating interest rate starting from 13%
  • Top-up loan available
  • Pre-closure fee set at 4% of principal outstanding amount

What you’ll love: No guarantor required.

With such fantastic offers right at your fingertips there’s no excuse for you to not rejoice during this festive period like you’ve never done before. So don’t stand there counting your crackers. Go ahead and apply right now.

All information including news articles and blogs published on this website are strictly for general information purpose only. BankBazaar does not provide any warranty about the authenticity and accuracy of such information. BankBazaar will not be held responsible for any loss and/or damage that arises or is incurred by use of such information. Rates and offers as may be applicable at the time of applying for a product may vary from that mentioned above. Please visit www.bankbazaar.com for the latest rates/offers.

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