Investments into equities are suggested for those investors who wish to invest keeping a long term scenario in mind. But there are certain investors who invest in equities when they ride high and these investors are termed as speculators. Now this practice may not always be favorable to speculative investors since in the eventuality of… Read More »
Investment corpus: The first step an investment firm analyzes to understand if you are a HNI (High Net worth Individual) or not, is by evaluating your investment corpus. If you have assets worth Rs.10lakh – Rs25lakh then you may not be nominated as HNI. However, if your corpus is well over Rs50 lakh – Rs1… Read More »
These days, it is assumed to be a fashion statement if you are a holder of multiple credit cards. With the ever growing and “always-in-demand” factors of holding credit cards, banks and credit card companies have definitely found their ways to keep the business of lending up and high even in these times of financial… Read More »
Investors need to realize that if wealth creation is their motto then this can be achieved by increasing their risk appetite and investing in funds that provide more equity exposure. Your rate of return will depend on your exposure toward equities much more than debt. Although investing in equities involve risk towards your investments, but… Read More »
National Pension Scheme, which was introduced just 2 years back, is for those investors who wish to receive a monthly income after investing for 5-10 years. It comes with an initial lock in period of 1 year after which the investor can prematurely withdraw funds from the account at an interest of 3% and if… Read More »
With high interest rates looming in the air, most investors are puzzled as to what type of funds should they opt for in order to promote a healthy growth of their investments. In such a scenario, debt funds should not be a probable choice since they operate on bond prices. The reason why it might… Read More »
Loans are not a nightmare as they seem to be. They can help you achieve your goals and also buy the assets that you have always wished for during periods of financial tightness. But there needs to be certain level of prudence that needs to be adopted while signing up for such debt. In situations… Read More »
Most conservative income earners do not buy the concept of credit since they consider it to be an extra burden on their finances. The term plastic cash is considered to be toxic since people are in the assumption that credit and debit cards can increase their chances of getting into a fraud transaction or might… Read More »
Banks are not only famous for their credit services like their lending options and packages when it comes to offering products like credit cards, personal loans, car loan etc. There are a lot of other features which banks these days have started researching into so as to widen their customer base depending upon high public… Read More »
Credit is very essential to all, especially to students. It helps them reduce the financial burden off their parents’ shoulders and enables them to repay their credit over a period of time. Students require credit in the form of student loans, credit card services etc. A good repayment habit can not only help keep your… Read More »