Category Archives: Investments

Gold Bonds or ETFs? Take Your Pick!

There is a view that sovereign gold bonds will adversely affect the growth trajectory of gold exchange-traded funds (open-ended funds traded on stock exchanges) in India. While it is premature to arrive at such a conclusion, the fears are not entirely unfounded, according to some analysts. Before any opinions are formed, however, it would do well to understand the significant differences between bonds and ETFs.

The Real Estate Bill To The Rescue

There’s always the fear of being short changed – either in terms of quality, hidden costs or recurrent delays in possession date when it comes to buying a property. The glossy brochures, showcasing royal facades and landscaped gardens could very well be a trap where the builder magician casts a vanishing spell on your money. The Real Estate Bill seeks to provide some relief for buyers.

Thinking About Breaking Your Recurring Deposit?

Recurring Deposits are popular short-term deposits which help people save some money on a monthly basis. It’s a good savings option for people with lower incomes and for those who have just stared working as it helps them build their finances in a planned manner. But what happens when you close a Recurring Deposit before its actual maturity date?

All That Glitters Is Not Gold

India is commonly referred to as a sub-continent and rightfully so. India has not just a varied geography but a varied demography as well. India is made up of a vast variety of people from all walks of life. While Indian religions, cultures, social ceremonies and auspicious days vary from one ethnic group to another, the one thing that remains constant is our infatuation with gold.

Types Of Mutual Funds

Most people have heard about Mutual Fund investments and may have thought about investing in them. But by and large, people do not seem to have a clear idea about Mutual Funds, its types and other related factors. Here’s a comprehensive guide to help you get a clear picture about Mutual Fund investments.

How To Open A Public Provident Fund Online

Investing money in a Public Provident Fund account is a popular means of saving money and earning good returns. The fact that it gives you the option to save tax, further adds to its popularity. Did you know that it’s possible to open a PPF account online? In case you didn’t, here’s a step-by-step guide to help you through the process.

Recurring Deposits and TDS

As per the Union Budget 2015, all term deposits will be subject to a tax deduction at source (TDS) of 10% on the interest amount, if it’s more than Rs. 10, 000. Read on to know more about the whole deduction process.