Credit Card Offers For The Self-Employed

By | January 25, 2019

Are you running your own business? Awesome! We have special business Credit Card offers for you that are loaded with amazing rewards and benefits. Check them out! 

If you are somebody who has managed to ditch your 9-to-5 corporate job in order to follow your entrepreneurial dreams, we have good news for you! BankBazaar has now expanded its Credit Card category to include business Credit Cards that are specifically designed to meet the flexible business needs of self-employed customers.

So, without further ado, here’s a list of business Credit Cards that will help you cover for any expected or unexpected business expenses that come along. Check them out!

Additional Reading: Credit Cards With ZERO First-Year Fees

YES First Business Credit Card

Features:

  • Get fuel-surcharge waiver on fuel transactions between Rs. 400 and Rs. 5,000.
  • Enjoy 50% bonus points on dining and online spends
  • Earn 6 reward points for every Rs. 100 spent on retail
  • Free domestic airport lounge access
  • Free golf lesson every month

Annual Fee: Lifetime free

Joining rewards: Get 24,000 points on the first transaction made within 30 days as a welcome gift.

YES Prosperity Business Credit Card 

Features:

  • Earn 4 reward points for every Rs. 100 spent on retail.
  • Free international and domestic airport lounge access
  • Get fuel-surcharge waiver on fuel transactions between Rs. 400 and Rs. 5,000
  • Enjoy 50% bonus points on dining and online spends
  • Get 10,000 reward points, worth Rs. 2,500, on spending 1 lakh within 90 days of card setup

Annual Fee: Lifetime free

Joining rewards: Get 12,000 points, worth Rs. 3,000, on the first transaction, made within 30 days as a joining perk.

Additional Reading: Check Out These Lifetime-Free Credit Cards From YES Bank

HDFC Business MoneyBack Credit Card

Features:

  • Earn 4 reward points for every Rs. 150 spent online and 2 points on all other spends except fuel. (Note: You can Redeem your reward points as cashback – 100 points = Rs. 20)
  • Zero lost card liability post reporting of the loss of card
  • Fuel surcharge waiver
  • Enjoy 5% cashback on telecom, electricity, dining and more.

Annual Fee:

First-year fee: Rs. 500

2nd Year Onwards: Rs. 500 (Waived if you spend Rs. 50,000 or more in the previous year)

Joining rewards: No joining perks 

HDFC Business Regalia Credit Card

Features:

  • Earn 4 reward points on all spends except fuel.
  • Travel concierge services
  • Free international and domestic airport lounge access along with priority airport check-in & waitlist clearance
  • Free Club Vistara Silver membership
  • Enjoy 5% cashback on telecom, electricity, dining and more.
  • 15,000 reward points on annual spends of Rs. 8,00,000 or more every anniversary year

Annual Fee:

First-year fee: Rs. 2,500

2nd Year Onwards: Rs. 2,500 (Waived if you spend Rs. 3, 00,000 or more in the previous year)

Joining rewards: No joining perks

Additional Reading: Are You An Irresponsible Credit Card User?

Kotak PVR Platinum Credit Card

Features:

  • Get 2 FREE PVR movie tickets every month on just spending Rs. 10,000 and above in the monthly billing cycle
  • Get a FREE movie ticket on every Rs. 750 spent at PVR cinema
  • Instant approval, paperless process

Annual Fee: Rs. 999

Joining rewards: No joining perks

Kotak PVR Gold Credit Card

Features:

  • Get 2 FREE PVR movie tickets every month on just spending Rs. 15,000 and above in the monthly billing cycle
  • Get a FREE movie ticket every month on just spending Rs. 10,000 and above in the monthly billing cycle
  • Instant approval, paperless process

Annual Fee: Rs. 499

Joining rewards: No joining perks 

Kotak Delight Credit Card

Features:

  • Get 2 FREE PVR movie tickets every month on just spending Rs. 15,000 and above in the monthly billing cycle
  • Get a FREE movie ticket every month on just spending Rs. 10,000 and above in the monthly billing cycle
  • Instant approval, paperless process

Annual Fee: Rs. 499

Joining rewards: No joining perks 

Kotak Essentia Platinum Credit Card

Features:

  • Get 6 FREE PVR movie tickets or 1,200 reward points every month on spending Rs. 1,25,000 and above every 6 months
  • Enjoy 10% off on departmental store and grocery spends
  • Instant approval, paperless process

Annual Fee:

First-year fee: Rs. 1,499

2nd Year Onwards: Rs. 749

Joining rewards: No joining perks 

Kotak Royale Credit Card

Features:

  • 4X rewards on dining, travel and international spends
  • Free lounge access
  • Get up to 30,000 reward points on annual retail spends of Rs. 8 lakhs
  • Get fuel-surcharge waiver on fuel transactions between Rs. 500 and Rs. 3,000
  • Instant approval, paperless process

Annual Fee:

First-year fee: Nil

2nd Year Onwards: Rs. 999 (Waived if annual spends exceed Rs. 1 lakh)

Joining rewards: No joining perks 

Psst…good things don’t last long. Apply for a Credit Card right away! In case you are looking for a loan or investment options to park your hard-earned money, we have a host of options exclusively for you.

All information including news articles and blogs published on this website are strictly for general information purpose only. BankBazaar does not provide any warranty about the authenticity and accuracy of such information. BankBazaar will not be held responsible for any loss and/or damage that arises or is incurred by use of such information. Rates and offers as may be applicable at the time of applying for a product may vary from that mentioned above. Please visit www.bankbazaar.com for the latest rates/offers.

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