How To Shop Smart With A Credit Card

By BankBazaar | March 26, 2019

Did you know shopping with certain Credit Cards can open you up to a world of benefits? Here’s how the right Credit Card can help you become a smart shopper!

How To Shop Smart With A Credit Card

For some of us, shopping is almost akin to breathing. We shop so much that we don’t even give it a second thought, and when we don’t, much like when we hold our breath, we start getting antsy. In fact, shopping can and has become extremely addictive, especially since technology has made it so much easier to purchase anything your heart desires with just a click of a button.

While shopping has become a necessity in this day and age, regardless of whether it’s clothes, groceries, electronic gadgets or what have you, there are ways you can make the most of your shopping experiences with the right Credit Card.

Now, we know what you’re thinking. If you’re someone who loves shopping as much as life itself, getting a Credit Card could have a similar effect as pouring gasoline on an open fire inside a dynamite factory. However, it need not be that way as long as you exercise restraint and use your card wisely.

Additional Reading: 6 Credit Cards For Free Lounge Access

So, without further ado, here are some nifty Credit Cards that are tailor-made to enhance all your shopping experiences and then some:

Shopaholics rejoice! The SBI SimplySave Credit Card is just what you need to make your shopping excursions worth your while. With this card, you earn ten times more reward points on grocery, dining, departmental store and movie spends, and one reward point on every Rs. 100 you spend on any other category. And it doesn’t end there. You even get fuel-surcharge waiver on fuel spends between Rs. 500 and Rs. 3,000 at all petrol pumps across India.

Additional Reading: Recovering Credit Card Addict? What Not To Do

If you’re looking for a Credit Card that is absolutely jam-packed with incredible benefits, then look no further than the Kotak Essentia Platinum Credit Card. With this card, you can avail a whopping 10% savings on departmental and grocery store spends, which certainly adds up to a sizeable chunk over the course of a year.

And if you love to wind up your shopping trips with a movie, then you’re in luck as well since you can get six free PVR movie tickets on spends of Rs. 1.25 lakhs every six months. Certainly sounds like a great deal to us!

Additional Reading: These People Don’t Deserve A Credit Card

Here’s a nifty little Credit Card for all you shoppers out there. The Snapdeal HDFC Bank Credit Card gives you 10X points for every Rs. 150 you spend at Snapdeal and Smartbuy, and 2 points for every Rs. 150 you spend on other retail purchases.

You even get a Snapdeal welcome voucher worth Rs. 2,000 and 500 reward points as a welcome gift. And the icing on the cake is a 5% instant discount on all spends at Snapdeal.

If this card doesn’t give you bang for your buck, we don’t know what does.

Additional Reading: 5 Popular Credit Cards Of 2019 You Must Have!

Here’s something that should delight all you Flipkart shoppers out there. With this card, you can get an instant 10% discount on Flipkart from the 1st to the 5th of every month and an instant 5% discount on Flipkart from the 6th to the 31st of every month. In addition, you get 3X points on all online spends and a Flipkart e-gift card worth Rs. 1,000 on making three transactions within the first 45 days.

Now, not only do you not have to leave the comfort of your couch when shopping, you can even get great discounts while you’re at it.

Additional Reading: Everything You Wanted To Know About Rewards Credit Cards

Have these amazing Credit Cards managed to pique your interest? Well, here’s something that should raise your eyebrows a notch or two further. Apply for a Credit Card through BankBazaar and get an Amazon voucher worth Rs. 2,000 absolutely free on approval of your application. But you’ll have to hurry since this offer runs out on March 31st, 2019.

And if you’re in the mood to shop, why not take a gander at the incredible range of financial products we have to offer.

All information including news articles and blogs published on this website are strictly for general information purpose only. BankBazaar does not provide any warranty about the authenticity and accuracy of such information. BankBazaar will not be held responsible for any loss and/or damage that arises or is incurred by use of such information. Rates and offers as may be applicable at the time of applying for a product may vary from that mentioned above. Please visit www.bankbazaar.com for the latest rates/offers.
Category: Credit Cards

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BankBazaar is the world's first neutral online marketplace for instant customised rate quotes on Loans, Credit Cards, Insurance and Investment products. Shop for financial products just like you buy everything else now - online.

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