IndusInd has increased its SB deposit pricing by 150-200 bps

By | September 13, 2011

A recent press report said that IndusInd Bank has increased the pricing on savings account deposits by up to 200 basis points.

Reports said that the savings accounts balance up to Rs. 1 lakh will receive 5.5 per cent per annum, and balances above Rs. 1 lakh will get 6 per cent.

The bank has also revised its base rate and BPLR upwards by 25 basis points to 10.75 per cent and 20.75 per cent respectively which will hike the rate of home loan and other loans. The bank’s hike in interest rate is in line with the increase in repo rates by the Reserve Bank.

Reports said that the savings bank rate was the last of the regulated rates in the domestic banking industry. It said that the savings rate has been hiked by 50 bps in May to four per cent after being unchanged for the past 8 years. The term deposit rates of the banks are also high at 8-10 per cent.

IndusInd Bank Limited is a Mumbai based bank which was established in the year 1994. The bank offers commercial, transactional and electronic banking products and services.

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About Pradeep Yuvaraj

Pradeep Yuvaraj is a Co-Founder and Director at Finerva Financial Solutions Private Limited, a financial education company focused on personal finance education. He has penned over 250 articles relating to Personal Finance and clocked over 500 hours of educating individuals on managing personal finance. He is a serial entrepreneur and has been associated with 7 Start-ups. His entrepreneurial experience spans industries as varied as Education, Gas Engineering, Automobile Design, Software development and more recently a Pure play presentation design company. Prior to turning entrepreneur in 2005, he has worked for 3 of the top ten companies of the world - Shell, ExxonMobil and Total SA. This experience included handling Branch Operations, Channel Sales and Business Development across 5 states over a period of 8 years. He holds an MBA from Symbiosis and an Electronics Engineering Degree from the University of Pune.

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