Jalgaon Janata Sahakari Bank Limited – Gold Loan (Term Loan / Cash Credit)

By | March 30, 2011

Jalgaon Janata Sahakari Bank Ltd. was established on 20th January, 1979. The Bank attained “Scheduled Bank” status on 29th January, 2000. The bank works with a vision of”Carve the names on the heart of common man instead of carving names on marble”. Bank had all its branches computerized by the year 2000.

By the time Jalgaon Janata Sahakari Bank celebrated its Silver Jubilee in the year 2003-2004, the bank had already achieved over Rs. 300 crore as deposits.

Purpose: This loan finances personal needs.

 

Eligibility: Any Indian citizen who is a share holder of the bank and also is capable of repaying the loan can avail this loan.

 

Quantum of Loan: There is no upper limit for the amount that could be granted as loan. The maximum amount of loan is decided based on the credibility and repayment capacity of the applicant.

 

Repayment: The maximum period of repayment of this personal loan is 1 year.

 

Documents required: Along with the completed loan application of the bank, proof of income, KYC details of the applicant, etc. has to be submitted in order to get the loan.

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About Pradeep Yuvaraj

Pradeep Yuvaraj is a Co-Founder and Director at Finerva Financial Solutions Private Limited, a financial education company focused on personal finance education. He has penned over 250 articles relating to Personal Finance and clocked over 500 hours of educating individuals on managing personal finance. He is a serial entrepreneur and has been associated with 7 Start-ups. His entrepreneurial experience spans industries as varied as Education, Gas Engineering, Automobile Design, Software development and more recently a Pure play presentation design company. Prior to turning entrepreneur in 2005, he has worked for 3 of the top ten companies of the world - Shell, ExxonMobil and Total SA. This experience included handling Branch Operations, Channel Sales and Business Development across 5 states over a period of 8 years. He holds an MBA from Symbiosis and an Electronics Engineering Degree from the University of Pune.

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