NKGSB was established by a great visionary Sheth Shantaram Mangesh Kulkarni on 26th September, 1917.The Bank is now a Multi-State Bank having its area of operation in the States of Maharashtra, Karnataka, Goa, Gujarat and Union territories of Daman, Diu, Dadra and Nagar Haveli. Over the years, the Bank has consistently shown healthy growth both quantitatively and qualitatively. The Bank has not only grown in size of deposits and advances, but has multiplied its net worth making the institution financially sound and fundamentally strong.
Stree Sakhi Loan for working women is one of the special schemes offered by the bank especially for working women for the purchase of consumer durables.
Purpose – Purchase of Consumer durables
Eligibility – Salaried, Professional, Businessmen are eligible to receive the loan.
Quantum of loan – Up to Rs 2.00 Lacs
Documentation – Basic documents similar to any other business loan or personal loan.
Security – Hypothecation of asset to be purchased
Surety – Two guarantors are required
Repayment – Up to 5 years
Prepayment – No pre – payment charges for repayment through own source
Repayment options – Easy repayment options ECS / Post dated cheque/ Standing Instruction