Oriental Bank & Bank of Baroda have planned to raises their base rates

By | March 30, 2011

A recent press report said that public sector lender Bank of Baroda has raised its base rate and benchmark prime lending rate (BPLR) by 0.5 per cent each. Accordingly, the new rates will be 10 per cent and 14.25 per cent, respectively. The bank has planned to impose the change in the rates right away.

Oriental Bank of Commerce, State-run lender too has raised its base rate and benchmark prime lending rate by 50 basis points each to 10 percent and 14.25 percent, respectively. The bank is well known for its loans ( home loan, Car loan or vehicle Loan scheme, Loans for professionals etc.) as they come in a wide variety of categories. The options are virtually endless.

State Bank of India, the country’s largest lender, said that it has decided to review its interest rates next month. Mr. Pratip Chaudhuri, Chairman of SBI said the bank was not going to review its interest rates immediately and the review is likely to happen in the month of June.

The decesions of the banks are made after the raise of the interest rates by a sharper-than-expected 50 basis points by the Reserve Bank of India. The Reserve Bank of India said that fighting inflation was top priority, even at the expense of short-term growth.

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About Pradeep Yuvaraj

Pradeep Yuvaraj is a Co-Founder and Director at Finerva Financial Solutions Private Limited, a financial education company focused on personal finance education. He has penned over 250 articles relating to Personal Finance and clocked over 500 hours of educating individuals on managing personal finance. He is a serial entrepreneur and has been associated with 7 Start-ups. His entrepreneurial experience spans industries as varied as Education, Gas Engineering, Automobile Design, Software development and more recently a Pure play presentation design company. Prior to turning entrepreneur in 2005, he has worked for 3 of the top ten companies of the world - Shell, ExxonMobil and Total SA. This experience included handling Branch Operations, Channel Sales and Business Development across 5 states over a period of 8 years. He holds an MBA from Symbiosis and an Electronics Engineering Degree from the University of Pune.

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