Usually in the excitement of owning a car, people often do not give the due importance to take a closer look at car loan options like comparing offers of different banks and reading the terms and conditions. Let us take a look at some of the essential must knows before applying for a car loan.… Read More »
In today’s context innovative options both in the residential units and loan offerings seem to be the need of the hour. The boom in real estate that has been fueled by the ever rising incomes of individuals in India combined with easy access to home loans has brought about such new and innovative options in… Read More »
There is no place like home. It is a secure haven that everyone loves to retire to after a hard day’s work! However, in today’s scenario, a home without a loan is unthinkable for an average Indian citizen. Getting a loan means repayment starts straightaway and a good portion of the income has to be… Read More »
Have you ever thought of how much insurance would you require to live your life securely? Or you are simply taking policies for tax benefits or as agents approach you? It is a good question to be contemplated upon if not already done. Let’s see here the tips to choose insurance plans depending on factors… Read More »
Personal loan being a very popular financial instrument for riding a short term financial crunch, many people go for it without too much introspection. However, it is true that personal loans are a real help in emergencies, as one can avail it without any collateral as security, depending on one’s financial health and past payment… Read More »
Every parent wishes their children to receive the best education and will never compromise on it. The high fee for professional courses and overseas higher education are often, beyond the financial capacity of many families. Thanks to education loans, many are taking advantage of this facility. However, there are certain things to be kept in… Read More »
Credit cards due to their high interest rates and debt traps are feared by a many people. But if used smartly and with control, credit cards can act as a wonderful tool for not only financial emergencies but also for good gains. In this day and age of increasing competition, banks are offering more lucrative… Read More »
There cannot be a one size financial plan that fits all. Depending on one’s circumstances, income level, lifestyle and family, every person must plan for a customized financial planning. Life insurance is one such financial tool that offers customers the flexibility of a personalized design. Since each person has a different financial background and different… Read More »
In every loan agreement, there are various types of clauses which often confuse the borrower. In most of the cases, these clauses are put to ensure that the interest of the financing company is protected as the agreement draft is prepared by their lawyers. It is thus essential for the borrowers to understand and appreciate… Read More »
Having a sound financial stand is considered to be essential nowadays, not just because we have to deal with our daily bread and butter requirements, but there are so many other expenses that wait for us at the other side of the door. Nidhi, an independent girl living in Bangalore, worked as a sales executive… Read More »