Category Archives: Avoiding debt

Tips To Manage Your Finances If You’ve Been Retrenched

If you’ve been retrenched because of the ongoing pandemic or are anticipating it, here are some tips to manage your finances during this difficult period. 

How To Use Your Emergency Fund Because Of A Job Loss During COVID-19

Given the present circumstances, it won’t be a stretch to say that there may come a time when we have to dip into our emergency corpus. What should you do then and how should you go about it? Find out here. 

Should You Hire A Financial Adviser?

While the cost of hiring a financial adviser is prohibitive, there comes a time in your life when hiring one may actually make a lot of sense. Read on to know more. 

What Should You Do If You Can’t Pay Your Credit Card Bill?

While missing a Credit Card payment is not a good idea, it can happen to the best of us. When you can’t afford to pay your Credit Card bill in full, here’s what you should do. 

How To Tide Over A Cash Crunch Amid COVID-19

If you are a salaried employee facing a cash crunch amid the COVID-19 pandemic, you have a few options to help you over the short term, including a loan against your PPF account, a non-refundable advance from EPF or a loan against your Life Insurance policy. Read on for more.

Loan Moratorium: What Different Banks Are Offering

The RBI allowed all lending institutions to offer a six-month moratorium to borrowers on repayment of all term loans including Credit Card dues. Read this to find out what your bank is offering and how to avail it.

How Different Types Of Credit Can Boost Your Credit Score

You’re aware of the all the basics that you’ll need to cover if you want a good Credit Score but did you know that a good mix of credit is equally important? Read on to find out.