Most conservative income earners do not buy the concept of credit since they consider it to be an extra burden on their finances. The term plastic cash is considered to be toxic since people are in the assumption that credit and debit cards can increase their chances of getting into a fraud transaction or might… Read More »
Banks are not only famous for their credit services like their lending options and packages when it comes to offering products like credit cards, personal loans, car loan etc. There are a lot of other features which banks these days have started researching into so as to widen their customer base depending upon high public… Read More »
Cobranded credit cards work on brand partnership, when two companies form an alliance to work together, creating marketing synergy. For e.g. : Citibank credit card and Shopper’s Stop have an alliance. They are credit cards, which are associated with particular airlines, travel or retail outlet. These cards can be used just like regular credit cards… Read More »
Credit is very essential to all, especially to students. It helps them reduce the financial burden off their parents’ shoulders and enables them to repay their credit over a period of time. Students require credit in the form of student loans, credit card services etc. A good repayment habit can not only help keep your… Read More »
Investing in equities surely has some risk involved. Risk is mainly generated through market irregularities that are bound to even out in the long run. Therefore you do not risk much on a long term basis. The best mechanism to invest in equities is by using the Systematic Investment Plan (SIPs). A good fund selection… Read More »
Although cash backs can be quite a lucrative deal, they aren’t that simple a scheme that demands sheer indulgence. Cash backs are a tool by which banks make you believe that spending is indeed saving. Cash back refers to an offer where customers are given a miniscule percentage of money that they spend on their… Read More »
Short-term investment options in mutual funds offer better returns to investors as compared to fixed deposits. These instruments include liquid funds, income funds, and ultra short-term funds, which make investments in debt instruments and the money market, and are more profitable than fixed deposits, if you are seeking to make an investment for a period… Read More »
Corporate fixed deposits have risen as the latest dominating stars in the market, as other frontline shares and second-line shares continue to shake inconsistently in their fight for the spotlight. As investments in equities plummeted down due to the global economic meltdown, people were looking for other modes of investment that had performed relatively well… Read More »
It would definitely make a lot of difference to your finances if you get to pay only about 50% of the total expense that you incur on a product or a service with your credit card. Especially during these inflation ridden times, this attribute can be treated as a bounty. This belief has been acknowledged… Read More »
This festive season, brace yourself against the marketing and promotional tactics of credit card companies wherein you are lured with several different offers, facilities and schemes, and the latest and most tempting of all, the concept of cash back. While cash back may seem like an idea of giving you the torch of cashless freedom,… Read More »