With the increase in information, many people began to realize the power that the yellow metal-gold holds. Gold has always been an asset that can be easily liquidated. The reason is because of its universal acceptance as a currency. It is the only asset which can be purchased by any person regardless of their physical… Read More »
Once you have put your foot down and have decided to start investing, it is important that you carefully evaluate the funds you want to invest your savings into. Assessing their past performance is a crucial factor but not the only factor that you as a prudent investor need to look into. In an era… Read More »
If you are facing an unfortunate circumstance and are pacing up and down to find a solution to the problem, it is extremely satisfying when you receive a reward for it. Let us consider this example. Imagine you are en route to attend a business meeting in New York, where due to unforeseen circumstances; your… Read More »
In order to increase the returns on your portfolio, it is important that you invest your funds into equities indirectly through Mutual Funds. This will save you from the hard work of watching your stocks every single hour, which is actually done by a Mutual Fund manager. Debts like loans are considered to hamper your… Read More »
With the Finance Minister Pranab Mukherjee’s move to introduce Qualified Foreign Investors in the budget for the fiscal year which commenced on April 1, is said to attract stable funds from retail foreign investors on a long term basis. With the relaxation in the government norms, this is seen as a good boost to the… Read More »
While the Mutual Fund industry was just recuperating from SEBI’s blow of banning entry loads on mutual fund units, they have been struck with another lightening. Now, RBI (Reserve Bank of India) has come up with a new regulation by which banks need to cap their investments in the liquid schemes of mutual funds at 10% of… Read More »
Most investors concentrate only on a few aspects when it comes to portfolio building and give heed to the guidance that helps them grow their investments. One such aspect is diversification. The pursuit of diversification is best when an individual’s funds are invested in limited number of funds but which are aggressive in nature. Although… Read More »
As we are becoming increasingly dependent on plastic money for all our transactions, one cannot fail to ignore the penetrating force of fraudsters and fraudulent transactions. Constant vigil and precautions are important in order to safeguard your privacy and interests. With the two-factor password authorization being introduced by the Reserve Bank of India, it has… Read More »
As soon as you realize that your credit card has been lost, stolen or misplaced, call up your bank’s call centre immediately to deactivate the card. You must do this even before attempting to retrieve the lost card. This is to protect yourself against the fraudulent use of your credit card. Often, banks offer little… Read More »
Investments and savings are broadly categorized into 3 categories. The first category are those investors who want to benefit themselves by trading online and try to earn profits on a daily basis. The second category of investors prefers to invest in passive trading, the best option being Mutual Funds. A systematic Investment Plan (SIP) route… Read More »