Most investors have the perception that it is easy to pick debt funds than equity fund. But it is actually vice-versa. There are a lot of aspects that you, as a prudent investor, need to look into so as to not lose out on your savings and enter into a debt of a personal loan… Read More »
Gone are the days when people had the perspective of saving only after repaying all their debts. With options like Equities and Mutual fund investment options available, not only will you increase your net worth, but also be able to prepay your liabilities the safest way. If you are into a debt of a personal… Read More »
With the benefits provided to investors and pushing them towards adopting a savings and investments approach, there are a lot of options that are available and open to prospective investors so as to raise funds the safe way in order to fulfill their financial requirements, where there is no risk of getting into a debt… Read More »
Union Bank of India had sponsored four RRBs in India out of which three were in U.P namely, Kashi Gramin Bank, Gomti Gramin Bank and Samyut Kshetriya Gramin Bank. Samyut Khetriya Gramin Bank established on 6th Jan 1976, with its Head Office at AZAMGARH. It covered 4 districts namely zamgarh,Mau,Gazipur and Ambedker Nagar with its… Read More »
After abolishing the entry load for buying Mutual Funds by the RBI, most brokers, these days do not show much interest to sell these assets to prospective investors since their incentives have been scrapped off. The brokers, now, give the option to opt for a ULIP instead of a MF. Try not to buy that… Read More »
It is very important or you to make a distinction between utilizing your life insurance for your investment needs as well. Many ULIPs give that offer of providing for your life cover and be able to re-invest for inflated returns. This practice should be discontinued. ULIP do not guarantee the security of your principle amounts.… Read More »
There are a lot of steps that must be considered before going ahead and investing directly into a Mutual Funds or heeding the advice of your fund manager. It is no harm to do a little research of the avenues where you will put your savings and pray for them to grow. Although, it can… Read More »
“The role of mutual funds to promote savings continues to be insignificant, with mutual funds contributing less than 10% of the Indian GDP, despite its popularity the world-over,” Subir Gokarn, Deputy Governor, Reserve Bank of India, said at the 7th Mutual Fund Conference of the Confederation of Indian Industry (CII). The main aim of promoting… Read More »
Savings and Investments do not have a specific age from when you can commence. Although it is suggested that earlier you begin investing, the better will be your chances of building a huge corpus. In a hurry to invest, investors generally make the wrong decisions. Building a diversified portfolio at once is not advised. It… Read More »
With the interest rates inclined for an upward growth at least in the short term, investing in short term funds will be advantageous. Since the long term prediction of interest rates’ depends on macro factors like the crude prices and the economic and fiscal interactions both locally and internationally, the scenario remains highly uncertain. Betting… Read More »