Conservative investors, who are quite recently exposed to equities, are quite apprehensive as to how their investments are doing in that particular sector. A slight change in the market can be the main cause of their depression. Any transfers reflected from such changes, can result into loses that can be quite undesirable, forcing you to… Read More »
Most superstitious people, consider monsoon not to be a good month to buy property as they consider it to be because of ‘shraadh’ or ‘pitrapaksh’. But, little don’t they realize is that, it is one of the best times to bag a bargain with your developers or with the banks. Developers detest the monsoon season,… Read More »
A foreign holiday, a beautiful home with a wonderful family, no debts and liabilities to repay and a secure financial post retirement life, is the dream of every Indian. Working years together, saving every penny possible, trying to fulfill all the financial responsibilities i.e. from buying a house or a car, financing your child’s higher… Read More »
Earlier it was believed that, insurance policies were needed so as to protect your family, if you as a policy holder, enter into a critical illness, or worst case, die, the family could be benefited from the proceedings. But, these days due to increased regulation, there are a lot of schemes that have come in… Read More »
The share market is one such place where your investments can grow without any boundaries, only when prudent financial decisions are made. If not, you will sink into loses and eventually enter into a debt trap to repay your financial obligations like a education loan, car loan etc. If you are an investor in share… Read More »
With the fear of short term interest rates and the high inflation lurking, the traditional fixed income investors are found to bear the brunt. March 2011 may not be a good financial since majority of the FMPs have been wiped out, or fresh ones are no longer introduced. In such situations, how can you, as… Read More »
This is the most commonly used term by fund managers and financial advisors who seem to be agreeing on the aspects that makes an investor an AAS. This is commonly mostly among the Indian investors. They seem to have much nerve over how are their equities, both stocks and equity linked mutual funds, performing and… Read More »
It is very rare to find banks that offer fixed deposit tenors of up to 10 years. Most banks provide long term deposits in the long term category only of up to 5 years. And the others offer a tenor of 8-10 years. If you manage to deposit in the 10 year deposit scheme, it… Read More »
Giving a structure to your portfolio is not the most important task. Equally important is to review that the idea of which you had inculcated a particular fund into your portfolio, does it still satisfies the need? If not where and by how much has it deviated and what correction needs to be made are… Read More »
This is the mantra for your financial stability and success. Having pursued this path, it can ease all your problems that you might perceive to be as financial burdens for the future. No matter how much ever short term may be the requirement for, be it to finance your foreign vacation or pay the loan… Read More »