Portfolio structuring and re balancing is considered to be one of the most important decisions for an investor to make. We might take great prudence when comes to making the right choices for investing funds in equities. But a great deal of importance should also be given to debt investments. Debt assets provide balance to… Read More »
Purchasing stocks from high rates company is not only one of the important criteria. Moreover, it is important for you to get a better understanding of the market through self experience, of going to classes where they teach about the fundamentals of share markets etc. Do not rely on the experiences of other investors as… Read More »
After two successive years of growth, the auto industry is now witnessing a slow down. This slow down is directly affecting auto financiers who are closely related to this industry. The main reasons for this slowdown has been observed to be because of the increase in the amount of the loan rates along with a… Read More »
Most often, due to lack of marketing or unawareness of the products that various banks offer, most people resort to availing a personal loan for their financing their needs. But little do they realize that their stubbornness to get their product and availing a personal loan at exorbitant rates of interest is not going to… Read More »
Availing a loan is not a crime. It is a finance option where an individual is required to take at the time of any financial requirement. But if you take this debt for granted, it sure will consume your life savings. In case of an education loan, things are pretty simple in this case as… Read More »
This move from the RBI came after the complaint that was sent to RBI by a few chairmen of various public sector banks. These officials were accusing the gold financiers of not adhering to the norms of KYC. Muthoot Finance and Manappuram General Finance & Leasing are the largest gold financiers that are listed on… Read More »
If you thought that only people who earn fat salaries and are financially secure, are the ones who are eligible to a loan by financial institutions, then its time you change your perspective. Although it is true that, just by presenting their bank account statement, they will be entitled to hassle free loan availing process,… Read More »
While school and college fees are relatively low, it is not the case with higher studies, especially when it is pursued abroad. Hence banks and financial institutions provide educational loans to fund studies. These are special purpose loans that help the students cover the cost of pursuing a higher degree or some specialized courses. They… Read More »
Under the scheme, loan amounts up to Rs 30 lakh would be offered at 9.9 per cent, loans between Rs 30-lakh-Rs 75 lakh at 10.35 per cent and loans of Rs 75-lakh-Rs 1.5-crore can be availed at 10.75 per cent. This scheme provides an option to customers to convert to a fixed rate scheme for… Read More »
Well, it is obvious that, for a great holiday you need deep pockets that can cover up all your expenses that your family is bound to make. But have you thought how handy can a loan come in this kind of a situation? So, this vacation you have thought about a foreign holiday. Greece, Paris… Read More »