Employment history definitely matters! Your employment track record is also a yardstick to measure your loan repayment ability, apart from your company’s credentials. 3 years is how long you are expected to stay in your current company to be eligible for a loan with certain PSU banks!
The healthcare and Pharmaceutical industry are one the most important sector for India’s growth. Several proposals were suggested by ASSOCHAM to facilitate substantial investments in the healthcare sector in its pre-budget memorandum to the finance minister. Hence, if you are interested to invest in a couple of Auto industry stocks and worried at how the… Read More »
Had you invested in the Auto sector stocks last year, you could have earned a healthy return of more than 35%. While the long term growth prospects of this industry looks bright, surging inflation and input costs might act as an impediment in the short to medium term. So, if you are interested to invest… Read More »
FMCG sector is the 4th largest sector of Indian economy and has a market size of about Rs 130,000 crore. It has been growing a healthy CAGR of 11% over the last decade on account of strong domestic consumption demand. As inflationary pressures are quite high and the high input costs are likely to affect… Read More »
There is a misconception among some salaried individuals that because the employer has deduced tax at source, they are not required to file tax returns. Even though tax has been deduced and there is no other source of income, or liability to pay tax, employees have to file income tax returns. Every individual has to… Read More »
The budget 2010 gave a lot of hope to people in the country. There were many new schemes introduced by the government aiming at the growth and development of the country. Although many promises have not yet seen the light of the day some of the schemes that were introduced have been successfully carried out.… Read More »
Real estate sector is one of those important sectors which directly or indirectly affect us and hence it is essential that this forthcoming union budget address the concerns of this sector. If you are an investor looking to invest in the real estate sector stocks then you should read through this article to understand the… Read More »
A few more days to go for the union budget and what are your bets for the Oil & Gas sector stocks. As the stocks will be highly volatile in the budget days, it is essential to understand the impact of union budget on the Oil & Gas sector. If you are an investor and… Read More »
As an investor, you should be concerned about the way in which the fund manager manages your fund. If he buys and sells the stocks in the fund regularly, you end up paying more and thus reducing your returns. While this strategy can give you high returns, it is more likely that the fund manager… Read More »
PPF is a typical savings tool but one has to invest for the long term. This means that there is an asset class mismatch. But on the convenience side, the fund scores pretty high for the flexibility that it offers. There are additional unique advantages in the form of wealth tax and insolvency benefits from… Read More »