Sardar Vallabhbhai Sahakari Bank Limited is a Co-operative Bank that got the License No. DBOD-UBD-GJ-351P from Reserve Bank of India’s on 21/11/1983. The Bank then spread its network with 4 branches in Ahmadabad City and 1 branch at Unjha (Mehsana District). The Bank is providing Safe Deposit Vault (Locker) facility at its Law Garden and Isanpur Branch. All branches of the Bank are fully computerized since 1998 and now connected with Core Banking System since May 2009. The bank offers home loans, personal loans, car loans, gold loans, education loan, consumer loans etc.
Purpose: The loan is offered for construction of new houses/ renovation of old houses
Quantum of Loan: Up to 80% of valuation for New Construction House; 50% of valuation for more than 5 years old construction.
Rate of Interest:
| Particulars | ROI |
| New House purchase | |
| up to Rs.15,00,000/- for up to 60 months | 11.50% |
| Rs. 15,00,000/- to Rs.30,00,000/-for up to 84 months | 12% |
| House Repairing up to Rs. 2,00,000/- | 12.50% |
Repayment: maximum 60 months
Initial Requirements: Original Papers including 7×12 notes of the Property for mortgage; Title Clearance Certificate of the property; Copy of Audited Balance Sheet for last 2 Years; Copy of Income Tax Returns for last 2 Years; Valid Address Proof of the person wants term loan; Valid Address Proof of the Security; Valuation Report of the Security; Full Insurance of the House.
Bank Statement for last six months; 2 Guarantors who are having immovable property; Copy Income Tax Returns of all guarantors; Passport size photographs for all