With the festive season around the corner, shoppers are gearing up for a treat. During festive seasons, most of us tend to spend more and that’s one of the prime reasons why we don’t mind some extra cash in hand. That’s where our Credit Cards come in handy!
Isn’t that true? Well, it is, since most Credit Card companies offer special discounts or offers during the festive season if you spend more on your card. So, say goodbye to net banking or cash on delivery mode of payments during the festive season and shop with your Credit Card.
Additional rewards galore
If the regular Credit Card reward points are not enough to appease you, most banks offer special festive series reward points as well on your Credit Card expenditures. So why make a purchase with cash when choosing to pay through your Credit Card not only helps you buy the product but also earn some extra rewards points and goodies?
Smart EMI options
Credit Cards even give you the option to repay the amount in easy monthly installments. The rate of interest on Credit Card EMI schemes is also not much and ranges from 12-15% depending on the type of card you are using. So, you can not only buy your desired product but also get time to repay the amount with easy EMI options.
And if you thought that’s all, remember that most festive shopping EMI options come with nil processing fee! Now, that’s really tempting, isn’t it?
Credit Card companies are offering a host of cashback discounts too for festive season purchases. Popular e-retailers like Amazon India, Snapdeal, Flipkart and others are offering lucrative cash back discounts for various Credit Card holders.
So you get to earn reward points as well as cashback discounts too. Nothing can be sweeter than such a bargain, not even your Diwali sweets and chocolates!
Exclusive e-retail discounts
The growing competition in the online retail space means that consumers get to choose from a variety of offers and deals before they buy a product. Most e-retailers these days have tie-ups with different banks and offer lucrative deals for Credit Card users.
Each bank will have a host of retailer tie-ups; so, if you have multiple Credit Cards, you can surely enjoy the best of discounts on multiple websites and shop some more.
Brand loyalty also matters!
The growing competition among retailers means every entity wants to capture the market. Banks and brands are doing every bit to appease consumers with the best of discounts. Many retailers offer an exclusive sale for their loyal customers even before they open it for the general public. So if you are a frequent Credit Card user on a particular website, you may get some additional loyalty points from the retail site too! All of that for being a shopping enthusiast which isn’t that bad, what say?
Spending money on Credit Cards is usually considered to be a bad habit, but after reading about these festive deals and lucrative offers the notion would change soon! So what are you waiting for, use your Credit Card smartly and enjoy the festive shopping with your loved ones.