Sudha Co-operative Urban Bank Limited – Agricultural Loan

By | May 16, 2011

Sudha Co-operative Urban Bank Limited started functioning on 17th January, 2000. The Bank is backed by 4000 share-holders and 9780 depositors/account-holders. The Bank has created its own History with 16 crores of deposits in several schemes and 11 crores of advances in as many as 16 loan segments. The Bank is rendering its services throughout the week including Sundays. The bank has reached 26 crores of business as on today. The bank has many schemes for women to encourage the savings habit in them. One of such scheme is “Vasudha” daily savings scheme.

Bank also revived the long forgotten cultural event “Thyagaraja Aradhanothsavam” in the town in the month of January every year. Bank honors veteran artists and arranges the concerts of many stalwarts in Carnatic Music.

Purpose: This loan finances development of agriculture crop loans, poultry dairy, horticulture, sericulture nursery and other all allied industries.

Eligibility: Any individual with sufficient repayment capacity can avail this loan.

Rate of Interest: The rate of interest for this personal loan is 12% per annum.

Security: The assets obtained by the loan amount are taken as security.

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About Pradeep Yuvaraj

Pradeep Yuvaraj is a Co-Founder and Director at Finerva Financial Solutions Private Limited, a financial education company focused on personal finance education. He has penned over 250 articles relating to Personal Finance and clocked over 500 hours of educating individuals on managing personal finance. He is a serial entrepreneur and has been associated with 7 Start-ups. His entrepreneurial experience spans industries as varied as Education, Gas Engineering, Automobile Design, Software development and more recently a Pure play presentation design company. Prior to turning entrepreneur in 2005, he has worked for 3 of the top ten companies of the world - Shell, ExxonMobil and Total SA. This experience included handling Branch Operations, Channel Sales and Business Development across 5 states over a period of 8 years. He holds an MBA from Symbiosis and an Electronics Engineering Degree from the University of Pune.

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