The Mumbai District Central Co-operative Bank Limited – L.T. Loan

By | September 30, 2011

The Mumbai District Central Co-operative Bank Limited is a central financing agency of all affiliated co-operative societies in Mumbai district, which is popularly known as “MUMBAI BANK” and is registered under MCS Act in the year 1974 and had started its functioning on 12th Feb.1975.

Mumbai bank is involved in facilitating to the financial needs of non agricultural co-operative societies such as urban co-op. banks, urban co-op. credit societies, Employees co-op. credit societies, Housing co-op. societies, Co-op. consumers stores, Industrial, fisheries and labour co-op. societies etc. It also offers home loan, personal loans, vehicle loan, gold loan, education loan etc. to individuals.

In India, an integral part of the policies formed by the Co-operative movement is focused on the development of the country, upliftment of poor and propagation of principle which represents the very socio-cultural ethos of the country.

Purpose: The loan is offered for construction purposes

Eligibility: Housing cooperative Societies

Quantum of Loan: 90% of the project value Per member ceiling Rs.30.00 lakhs

Repayment Period: Up to 15 years

Rate of Interest: 12.50%

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About Pradeep Yuvaraj

Pradeep Yuvaraj is a Co-Founder and Director at Finerva Financial Solutions Private Limited, a financial education company focused on personal finance education. He has penned over 250 articles relating to Personal Finance and clocked over 500 hours of educating individuals on managing personal finance. He is a serial entrepreneur and has been associated with 7 Start-ups. His entrepreneurial experience spans industries as varied as Education, Gas Engineering, Automobile Design, Software development and more recently a Pure play presentation design company. Prior to turning entrepreneur in 2005, he has worked for 3 of the top ten companies of the world - Shell, ExxonMobil and Total SA. This experience included handling Branch Operations, Channel Sales and Business Development across 5 states over a period of 8 years. He holds an MBA from Symbiosis and an Electronics Engineering Degree from the University of Pune.

2 thoughts on “The Mumbai District Central Co-operative Bank Limited – L.T. Loan

  1. Arvind Dayashankar yadav

    Sir
    Arvind Dayashankar yadav hear.mai home loan Lena chahta hu 6lakh ka mere father ko MAHADA me lottery laga hai.too aap ke waha se home loan mil sakta hai Kya ,aur aap ko kya documents lagega. Please reply.

    Reply

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