As India gears up to celebrate its 74th Independence Day, it’s about time you enjoy freedom from these four things. What are they? Read on to find out.
In a week’s time, India will celebrate its 74th Independence Day, all precautions taken. Freedom is always relative to our surroundings. With safety being the top priority in the current scenario, freedom from having to go out to get work done is something we are all pursuing. Thankfully, this can be achieved in the world of personal finance. BankBazaar has partnered with leading banks to bring personal finance to your living rooms.
Get ready to enjoy freedom from these 4 things:
Freedom From Physical Meetings
The one thing that can make an individual hesitate before applying for a Loan or Credit Card at this time is the fear of meeting bank representatives. This is only natural and we’re living amidst a pandemic. Thankfully, now you can keep calm and apply for a Loan or Credit Card via BankBazaar and enjoy a 100% contactless process – yes, it’s true!
The only way to minimise the impact of the COVID-19 impact is to limit our exposure to public places and cut our social interaction to bare minimum. With the contactless process, you won’t have to worry about having a bank representative visit your house to get your paperwork in place – now that’s a big worry off your head, isn’t it!
Additional Reading: All-New Contactless Process Credit Card Offers From IndusInd Bank
Freedom From Document Signing
Uncertain times demand adaptabiity, and that’s exactly what we’ve helped to enable in the personal finance world. With the contactless process in place, you won’t even need to worry about documents changing various hands. You can complete your KYC process online from the safety of your home. The best part? It hardly takes 3-4 minutes. At a time like this, it only makes sense to leverage the digital possibilities that can allow us to continue fulfilling our aspirations, right?
Freedom From Credit Application Rejections
Loan and Credit Card rejections can be quite heartbroken. However, it is easily avoidable; all you need is a heads-up. Thankfully, you can get all the vital info you need before applying for credit in just a click of a button. Your Experian Credit Score and detailed analysis report is available for FREE on our website. What’s more? You can check it as many times as you wish – it won’t hurt your Credit Score.
Additional Reading: Your Ultimate Guide To COVID-19 Personal Loans
How does your Credit Score help you combat rejections? Simple. Let’s say your Credit Score is 650 now. The chances of lenders approving your Credit Card or loan application with a score like this are decent, but not great. What you can do now is read your credit report and get useful insights from it. Post that, you can make the right moves and improve your score. Once you’re around the 750+ mark, you can confidently apply for credit because lenders will know you’re great with credit management.
Freedom From Additional Credit Card Fees
Has the cost of maintaining a Credit Card kept you from actually getting one? Well, you don’t have to worry about that anymore. Today, you may be eligible for a Lifetime-free Credit Card; i.e. a card that doesn’t attract any joining fees or annual fees. This apart, there are other cards that give you the perk of annual fee waivers depending on your card usage.
The best part? You may already be pre-approved or pre-qualified for a Credit Card! Find out now.