We were taking a stock of our Credit Card treasury and came across some amazing cards. There are so many good ones, each with a unique set of features, that we couldn’t decide which one to pick for you. So, we decided to tell you about the different kinds of Credit Cards that stood out and allow you to make the choice for yourself.
Let us warn you, it won’t be easy, but evaluating your needs and spending patterns beforehand will help you connect with the right card. After all, you are going to be spending a good amount of time with your new friend. The more you guys have in common, the better.
Additional Reading: Advantages Of A Second Credit Card
So here we go.
We first spotted a bunch of Rewards Credit Cards.
These cards are really cool! They are humble, friendly and easy going. They find happiness in the little things in life, while allowing you to stretch your monthly budget. They best mingle with people who think twice before spending each penny. Some of their other friends are students or those who have just started earning.
As the name goes, you get rewarded for making purchases with this Credit Card. The reward can be in the form of cashback, points that can be used to purchase goods and services or to pay Credit Card bills, or discounts. These cards really help you get the most out of your budget. What’s more? When you have a Credit Card by your side, you can go for those big-ticket purchases in a single swipe and comfortably repay in bite-sized installments. The best part is, wise usage of Credit Cards goes towards building your Credit Score too.
With that said, next we came across Lifestyle Credit Cards.
So these Credit Cards were really sassy. They were everything but monotonous and exuded luxury. Talk fine dining, movies with friends, shopping, travelling and all other finer things in life. If you are looking to add that zing to your life then you should make friends with Lifestyle Credit Cards. No, they are not a snooty lot. They just carry themselves with poise.
Once you are friends with a Lifestyle Credit Card, they’ll leave no stone unturned to pamper you. First, you’ll be welcomed with awesome joining perks, such as free movie tickets or a fat number of points which you can use at various partner outlets. Living in luxury can get expensive. A Lifestyle Credit Card will ensure that you get discount on bills at fancy restaurants or when you go shopping.
After being treated to luxury, we came across a lot of Fuel Credit Cards.
If you swear by a life behind the wheels –no matter the weather, condition of the car, or fuel cost—then you must really get to know a Fuel Credit Card. The cards understand that fluctuating fuel prices should never be a hurdle for those constantly on the move.
When you pay for a refueling session with a Fuel Credit Card, you are set to receive benefits in the form of cashback, surcharge waiver and discounts. Make sure to find out about partner petrol pumps before tanking up. Yes, you get a good joining bonus as well.
Too much of anything is not good. When you decide to take a break from hours and hours of driving, use your Fuel Credit Card at a wellness centre, hotel or a restaurant. Earn points and discounts as you give yourself some rest.
After a wonderful ride we found Airline Credit Cards just lounging about.
Don’t mistake Airline Credit Cards for a bunch of lazy snobs. They are everything but that. Airline Credit Cards understand the struggles that come with living out of a suitcase or the heartbreak that high flight prices can cause. Hence, they do everything in their capacity to mitigate it. With an Airline Credit Card you get free access to some of the best airport lounges in the country and earn flier miles, which can be redeemed for free tickets.
The next time your flight is delayed just relax in one of the fancy lounges and you won’t even know how time flies. Yes, you get discounts on hotel stay as well.
Additional Reading: The Top 7 International Credit Cards
We told you the choice will be difficult. If you can’t decide which Credit Card to pick then who’s to stop you from having all of them. But don’t apply for all of them. Give a break of a few months between each application or else you’ll look desperate for finances. Too many applications will also hurt your Credit Score. Apply for one Credit Card at a time.