What To Do If You Lose Your RC Book/Smart Card

By BankBazaar | October 16, 2017

What To Do If You Lose Your RC Book/Smart Card

If you own a vehicle, you will know how important an RC book/card is. In India, it’s mandatory to have a copy with you, while you are driving. An RC or Registered Certificate copy is a document which proves that your vehicle has been duly registered with the RTO authorities. Today, you will receive your RC copy in the form of a Smart Card. This card will have the registration date, registration number, chassis number, engine number, vehicle type, colour of the vehicle, model number, seating capacity and a host of other information relating to your vehicle. So, it is impossible for anyone to fool the policeman with the wrong smart card, except if he doesn’t know how to read!

But, what do you do if you lose the original smart card of your vehicle? Well, don’t panic! It’s not difficult to obtain a duplicate one if you know the process and have all the required documents in place.

Learn the simple process of obtaining a duplicate RC smart card with us, right here!

Here’s what you need to do

  • First of all, you need to register a police complaint at the nearest police station giving details about where you lost the RC card. You need to mention the vehicle’s registration number, car/bike model, engine number, your name and address, and chassis number of the vehicle on your police complaint.
  • The police will then issue a challan saying ‘RC card lost’.
  • Download, print and fill Form 26 from the RTO official website.
  • If you took the vehicle on loan, you need to get the signature of the financier on Form 26. This will be in duplicate.
  • In case the vehicle has been bought with a loan, you may also need to obtain a No Objection Certificate (NOC) from the lending bank, mentioning that they have no issue with the RTO giving you a duplicate RC card.
  • A triplicate copy of the form should have the endorsement of the authority that registered your vehicle.
  • Get a photocopy of the motor insurance paper, driving license and emission test paper.
  • Submit the documents to the registering authority.
  • Pay the fees for the duplicate smart card.

The right way to do it

  • First of all, buy a blank file to keep all your papers. Mention your name, mobile number and the words ‘Duplicate RC card request’ on the file
  • Get an affidavit made on a Stamp Paper worth Rs. 20, mentioning all the details of the vehicle and the fact that the RC card is missing.
  • Put all your documents (Form 26 duly filled, photocopies of the emission test, DL, insurance papers, 3 passport photographs, identity proof, local address proof) in the file. Submit the file to the Superintendent of the RTO office.
  • The Superintendent will then verify the documents and sign them.
  • You then need to visit the Assistant Regional Transport Office (ARTO) for verification your ID proof and attest the form.
  • Thereafter, you need to pay the required fees and collect the receipt.
  • Take the file along with the cash receipt to the Superintendent again, and he will verify and sign the cash receipt too.
  • Submit the file at the counter where the files are collected and obtain an acknowledgment.
  • The acknowledgment will mention the date by which you can expect your documents. Keep this handy. You will receive your RC card by post at the postal address mentioned on the form.

Note:

  • Some states might ask you to provide your road tax receipt.
  • The process of getting a duplicate RC card might vary slightly from state to state.

Additional Reading: Why Is Car Insurance A Must In India

That’s all you need to do to obtain a duplicate RC card. We hope now you have a clear picture about the entire process.

Now, how about making sure that your vehicle is secure?

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16 thoughts on “What To Do If You Lose Your RC Book/Smart Card

  1. AvatarSanky Jaiswal

    Dear Admin,
    I had lost my RC Book/ Smart Card of two wheeler and the owner is no more, In relation I am his own younger brother . So what are the documents do I required to get a duplicate RC Book. Please help me with process.

    Reply
    1. AvatarTeam BankBazaar

      Hi Sanky Jaiswal,

      If you’ve lost your RC book, here’s what you can do:

      -First of all, you need to register a police complaint at the nearest police station giving details about where you lost the RC card.
      -You need to mention the vehicle’s registration number, car/bike model, engine number, your name and address, and chassis number of the vehicle on your police complaint.
      -The police will then issue a challan saying ‘RC card lost’.
      -Download, print and fill Form 26 from the RTO official website.
      -If you took the vehicle on loan, you need to get the signature of the financier on Form 26. This will be in duplicate.
      -In case the vehicle has been bought with a loan, you may also need to obtain a No Objection Certificate (NOC) from the lending bank, mentioning that they have no issue with the RTO giving you a duplicate RC card.
      -A triplicate copy of the form should have the endorsement of the authority that registered your vehicle.
      -Get a photocopy of the vehicle’s insurance paper, driving license and emission test paper.
      -Submit the documents to the registering authority.
      -Pay the fees for the duplicate smart card.

      Cheers,
      Team BankBazaar

      Reply
    2. AvatarAmraj sarmah

      Dear admin sir lost my RC smart card i have no any jerox copy all docomant lost i am submited my aadhar card am & my company i’d card what the prosejear i have no idea pliz help me

      Reply
      1. AvatarTeam BankBazaar

        Hi Amraj Sarmah,

        Here’s what you need to do

        First of all, you need to register a police complaint at the nearest police station giving details about where you lost the RC card. You need to mention the vehicle’s registration number, car/bike model, engine number, your name and address, and chassis number of the vehicle in your police complaint.
        The police will then issue a challan saying ‘RC card lost’.
        Download, print and fill Form 26 from the RTO official website.
        If you took the vehicle on loan, you need to get the signature of the financier on Form 26. This will be in duplicate.
        In case the vehicle has been bought with a loan, you may also need to obtain a No Objection Certificate (NOC) from the lending bank, mentioning that they have no issue with the RTO giving you a duplicate RC card.
        A triplicate copy of the form should have the endorsement of the authority that registered your vehicle.
        Get a photocopy of the vehicle’s insurance paper, driving license and emission test paper.
        Submit the documents to the registering authority.
        Pay the fees for the duplicate smart card.

        Cheers,
        Team BankBazaar

        Reply
        1. AvatarHirak jyoti das

          In that case my insurence is also failed…what to do plzz help

          Reply
          1. AvatarTeam BankBazaar

            Hi Hirak,

            Not to worry. Just get in touch with your RTO and follow the process as required. You will have renewed your insurance. Click here for renewing your Car Insurance.

            Cheers, Team BankBazaar

  2. AvatarTejesh Phadke

    Hi,

    Information from my RC BOOK has been written off.

    Please let me know where exactly i have to go for duplicate RC BOOK. Vehicle No (MH03)

    Regards/-
    Tejesh Phadke

    Reply
    1. AvatarTeam BankBazaar

      Hi Tejesh Phadke,

      You can reach out to your nearest RTO to get this information updated or get a duplicate RC book.

      Cheers,
      Team BankBazaar

      Reply
  3. AvatarNishan

    Sir I have lost my car rc…but I bought this car 2nd …the car is not registered on my name ..then police issues duplicate rc

    Reply
    1. AvatarTeam BankBazaar

      Hi Nishan, You should be able to get a duplicate RC book. Please click here for more details. Cheers, Team BankBazaar

      Reply
  4. AvatarAtish

    RTO has stop giving smart card and issue paper copy against lost rc book/smart card. This is in pune.

    Can you please confirm, is this right information?

    Reply
    1. AvatarTeam BankBazaar

      Hi Atish,

      As far as we know, most RTOs in India issue smart cards. We suggest that you check with your nearest RTO.

      Cheers,
      Team BankBazaar

      Reply
  5. AvatarSRIKANT

    Dear Sir,

    My RC Card & Driving licence Original has be lost, Also I have lodged complaint in police station , From Police Station they have attested and given lodge complaint no.
    Now kindly suggest how to get both card and from where. currently I am from Patna and my DL is from Faridabad and RC is from Patna , Please suggest how to get both the card in one go.

    Please Help

    Reply
  6. Avatarvignesh

    HI,

    I did not receive any card, as it was just a paper copy(Form 26) through post.
    Has anyone else received the same?
    registered in mumbai.

    Reply
    1. AvatarTeam BankBazaar

      Hi vignesh,

      Usually, the RC book/smart card will be couriered to you. We request you to check with your RTO.

      Cheers,
      Team BankBazaar

      Reply

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